Partners

PKO Bank Polski is the largest commercial bank in Poland and the leader of the domestic market in terms of the scale of operations, equity, loans, savings, number of customers and the size of the distribution network. It is a strong and modern bank, a provider of financial services to all customer segments.

It is the undisputed leader of the Polish banking sector, playing an important role in the domestic economy. The bank has been supporting the development of Poland and Poles for many years. It accompanies them in their everyday life and understands their needs. It supports domestic companies and local governments, participates in financing both current needs and strategic investment projects.

The bank is constantly looking for solutions that help to use the potential of our country. It identifies long-term challenges of the banking sector and follows the principle of social responsibility in its actions. It also uses more and more advanced tools appropriate for the digital world.

In 2021, the PKO Bank Polski Group generated nearly PLN 5 billion net profit, and its assets increased to PLN 418 billion, and PKO Bank Polski is the first bank in the history of Poland, the balance sheet total of which exceeded USD 100 billion, and a profit of USD 1.2 billion.

DLK Legal is a modern law firm with unparalleled experience in financial technologies, proving that agile & creative thinking on regulations is possible. We are focused on providing legal and compliance services for clients from the financial and new technologies sector in the field of regulatory and transactional support as well as litigation. DLK supports supervised entities in matters of, inter alia, banking law, payment services, compliance, AML, corporate law, IT law, personal data protection and competition and consumer law. DLK’s experts advise in the implementation of numerous projects on the borderline of banking and new technologies, participating in works on key innovations in the financial industry, including the development of services concerning access of third parties to the account, distributed ledger mechanism (blockchain) and universal instant payments. Due to membership in the World IT Lawyers network and in cooperation with European Payments Consulting Association (EPCA) DLK undertakes numerous projects of cross-border dimension. Our experts contribute to the Working Group for Financial Innovation Development of the Polish Financial Supervision Authority and lead the “Blockchain and cryptocurrencies” stream within the Paperless Poland Programme of the Polish Ministry of Digitalisation. We are also co-authors of the „Study Impact of the PSD” & „Principles, Definitions and Model Rules of European Private Law” studies for European Commission. DLK lawyers are authors of dozens of publications, analysis’ and commentaries, they participate in branch events in Poland, Europe, America and Asia. As university teachers we also share our knowledge and long-standing experience with the public.

Temenos is a global leader in banking technology. Through our market-leading core banking platform and a broad portfolio of solutions covering digital banking, payments, wealth management, and financial crime mitigation, we support banks in modernizing their technology infrastructure.

Financial institutions around the world – regardless of their size – use Temenos’ flexible solutions, deployed on-premises, in the cloud, or as SaaS, to launch new services faster, expand their digital offerings, and deliver modern, AI-enhanced customer experiences.