Speakers

Doctor of legal sciences, legal counsel, graduate of law at the University of Warsaw and Doctoral Studies at the Institute of Legal Studies of the Polish Academy of Sciences
He is associated with the banking sector since 2003. From 2010 to 2020 he served as Director of the Legal and Legislative Team of the Polish Bank Association. Vice President of the Polish Bank Association since 2020. Chairman of the Steering Committee of the National Working Group on Reference Indicator Reform. Chairman of the Committee on Cyber Security of Banks. He has held numerous positions representing the banking sector at the national and European level, also within the European Banking Federation. He has participated in legislative work on numerous pieces of legislation in financial market regulations. Arbitrator of the Court of Arbitration at the Financial Supervisory Council.

Entrepreneur and expert, working in the area of new technologies for real estate market.
Co-creator of Cenatorium solutions. In the early stage, since the company’s founding, responsible for operations and product development, including creation of the largest database of information on real estate transactions in Poland and the AVM system (automated property valuation) based on it.
Coordinator and expert in interdisciplinary investment projects for the largest Polish infrastructure companies (PSE Operator S.A., PGNiG, PTPiREE, EPC S.A. and others), pre-investment and investment stage.
As an expert, worked with the Ministry of Digital Affairs (GIS systems) and the Ministry of Investment and Economic Development (standards for statistical property valuation).
Architect by education.

Elzbieta Czetwertynska Managing Director Citi Country Officer Poland / CEO Citi Handlowy Elzbieta Czetwertynska was appointed Citi Country Officer Poland / CEO Citi Handlowy in June 2021 and in June 2022 received additional responsibility for Ukraine. Prior to her current role, Elzbieta was Citi Country Officer for Switzerland, Monaco and Liechtenstein, based in Zurich. She assumed that role in March 2019, after a five-year stint in Latin America. Before moving to Switzerland, Elzbieta was Citi Country Officer, and Corporate and Investment Banking Head in Ecuador. Elzbieta has been at Citi for 29 years, working in different countries in Europe and Latin America. She joined Citi Ecuador as corporate bank relationship manager in 1994. From 1999 to 2003, she was Head of Transaction Services, Asset-Based Finance and the SME segment in the Dominican Republic, before moving to the United States for a year as internal auditor covering corporate credit for Latin America. In 2004, Elzbieta moved to Europe where she joined Citi Handlowy’s risk management team in Poland and was appointed Senior Credit Officer a year later. Her last four years in Poland she led the Commercial Bank business. Elzbieta returned to Latin America in 2013 as Head of Citi Colombia’s Treasury and Trade Solutions business, where she successfully developed and executed a dynamic growth strategy. Elzbieta holds a BSc Hons in Food Science, Economics and Marketing from the University of Reading, England. She is a certified coach in leadership and sales programs and has facilitated several risk management trainings. She served as President of the Board of Directors for Amcham Ecuador, as well as board member of the Ecuadorian Banking Association and Junior Achievement Ecuador Foundation. In Switzerland Elzbieta was a board member of the Association of Foreign Banks in Switzerland. At present, she is in the Board of Amcham Poland, the Polish Banking Association, and she serves as President of the Board of Citi Ukraine.

Elisabetta Falcetti is the EBRD Regional Director, Head of Poland and the Baltic States. She is accountable for EBRD activities in the countries, i.e. EUR 2bln of new investment per year and policy dialogue in support of local capital market development and the green economy transition.
Before joining the EBRD’s Team in Warsaw in September 2021, Elisabetta was the Director for Sector Economics and Policy in the Economics, Policy and Governance Department of VP Policy and Partnership at the EBRD. She led the team of Sector Economists who assess the impact of EBRD investments and support policy reform dialogue activities that advance the transition to sustainable markets in the EBRD countries of operations. She was also a member of the EBRD Investment committee.
Her research interests include international monetary economics and debt management issues; development and transition economics; infrastructure and growth. She holds two Ph.D.s in Economics, from L. Bocconi University (Milan, Italy) and the London School of Economics (UK).

Tomasz Gołębiewski has over 30 years of experience in the financial sector, specializing in data management, data analytics, electronic banking and process automation. For the first 10 years working in large banks, where he implemented automation of various banking products, and later with global suppliers of advanced solutions for the financial sector. With a strong focus on helping clients transform to digital, automated and data-driven enterprises.

Grzegorz Ignaciuk has 20 years of experience in the financial market.
He graduated from Warsaw School of Economics – major Quantitative Methods & Information Systems and Finance & Banking, and finished postgraduate studies in Bank Controlling.
>From November 2019, he is Deputy Chairman of the Management Board at Cenatorium, responsible for sales, business development, as well as finance and administration.
Previous, since 2014, he leads independent advisory projects and he has created a credit broker serving individual clients, entrepreneurs and enterprises. In 2006-2013, Grzegorz Ignaciuk was responsible for supervised retail credit portfolio risk management at PKO Bank Polski. He has extensive experience in building models and systems to assess clients’ creditworthiness.
He managed interdisciplinary project teams, which resulted in the implementation of 50+ pro-business, pro-efficiency and credit risk mitigation-related projects. He was also responsible for creation of applications which support credit-related business processes for individual customers and SMEs.
He has also been involved in several due diligence studies and strategy development.
He held the position of Secretary of the Supervisory Board of the Credit Bureau.

Agnieszka has been working at mBank since 2008, in a managerial position since 2016. She has experience in the area of cash management, and since 2019 she has been the Director of Sales Operations Department. She created a strong team, open to challenges. Her work is, above all, about people. Cooperation, sharing knowledge and experience and mutual inspiration are important to her. She finds great joy in having an impact on the development of others. She likes sharing her experiences and learn from her colleagues. She actively participates in local and international events in the banking sector, looking for new solutions that provide the highest quality of customer service. The development and automatization of processes using modern IT technologies and attention to cost optimization accompany her everyday work. In 2022, she was promoted to the position of Managing Director of the banking operations area, where over 700 people work. She is also the Ambassador of Inclusivity and Diversity.

The PKO Bank Polski Management Board President since October 2009, with appointment for a new term in 2011. Prior to this he was the Pioneer Pekao TFI S.A. Management Board President for nearly nine years. Also, within the global structure of Pioneer Investments he was responsible for the CEE region distribution. In the late 1990s he was, among others, active in establishing PKO/Credit Suisse TFI S.A. investment funds company, in the function of its first Vice-President. In his more than ten-year long career in the financial markets he can be credited, among other things, with:

Successfully steering PKO Bank Polski through the critical period of turmoil in the international financial markets, while strengthening the Bank’s position of leadership in terms of assets, equity funds and earnings in Poland and the CEE region;
Development and implementation of the PKO Bank Polski’s strategy for the years 2010-2012, which resulted in strong efficiency gains as measured in terms of ROE, ROA and C/I ratio as well as in increased interest in the company among domestic and international investors (PKO continues to lead the market in terms of the value of its free float and as a major corporate debt issuer );
Adjustment of PKO Bank Polski to the requirements of the ever more competitive financial market through increased attractiveness of its product offer and quality of its customer service;
Refocusing of the PKO Bank Polski Group’s operational model toward its core activity of providing financial services.
Zbigniew Jagiełło is actively involved in development and promotion of the most demanding financial market standards in Poland. He is a member of the Council of the Polish Bank Association and of the prestigious Institut International D’Etudes Bancaires, which brings together the international banking community. His previous functions included, among others, that of the Chairman of the Chamber of Fund and Asset Management. A graduate of the Wrocław Technical University, School of Computer Science and Management, he also completed Postgraduate Management Studies at the Gdańsk Foundation for Management Development and the University of Gdańsk, with Executive MBA certified by the Rotterdam School of Management, Erasmus University. The President of the Republic of Poland decorated him with the Officer’s Cross of the Order of the Rebirth of Poland and he was awarded the Social Solidarity Medal for promoting the idea of ​​corporate social responsibility. His is the Deputy Chairman of the Programme Council of the PKO Bank Polski Foundation, an entity formed at his initiative in the year 2010. Chosen the CEO of the Year 2011 by Parkiet daily; the recipient of the Wektor 2011 granted by the Polish Employers’ Chapter and of the Golden Banker in the Personality of the Year 2011 category; he was also lauded the Manager of the Year 2011 in a competition ran by Gazeta Bankowa. In the year 2012, Bloomberg Businessweek Polska singled him out as one of the Top 20 Managers in Crisis. In 2013 Zbigniew Jagiello was honoured by Bank monthly with the title of “The Innovator of Banking Sector 2012”, and received the title of “Visionary and Man of the Year” from Brief monthly and Dziennik Gazeta Prawna daily in appreciation of his contribution to financial sector development, his consistency in strengthening Bank`s position of market leadership and determination in changing its image.

Since January 2014 Paweł has been the Director of the Services and Consulting Department and a member of Leadership in the Polish branch of Microsoft. Paweł joined Microsoft almost 5 years ago as FSI Lead in EPG segment. Together with the team he was responsible for serving the largest Polish banks and insurance companies. As a result of his consistent delivery and ability to build sustainable business Paweł was awarded a Platinum Club FY13. Additionally, he proved his seniority and leadership in couple of initiatives e.g. Microsoft Executive Circle or board membership in Banking Technology Forum of the Polish Banking Association. Before joining Microsoft, Paweł spent 15 years on FSI market on business side in Kredyt Bank, Gerling, Zurich Financial Services as Sales & Marketing Director including executive VP/Board Member role in Zurich/Inter. He was responsible for 5 years for sales and marketing in Software AG, leading web Methods division and BPM team and delivered the significant business growth in Poland. During the merger with WebMethods he was responsible for the area of business processes and middle ware.

In the Management Board of Alior Bank, he has been responsible for the business client area since November 2022. Before taking up this position, he managed businesses in the areas of finance, consulting and industry, gaining experience both in Poland and abroad. In the years 2020-2022, he served as the President of the Management Board of Pekao Leasing. In the period 2011-2019, he was the President of the Management Board of Santander Leasing and other subsidiaries of the Santander Group.

From 2008 to 2010 he worked at the Credit Agricole Group and previously at the Det Norske Veritas Group. In the latter, between 2006 and 2008 he managed projects including: in Europe, the Far East and South America. In the years 2003-2005 he was the Country Manager of DNV Iberia in Spain and Portugal, and in the years 1998-2003 – the Country Manager of DNV Industry in Poland.

In the period 1996-1998, he was one of the directors managing post-acquisition restructuring in the Polish part of the Swedish Trebruk Group, currently – Arctic Paper SA.

Szymon Kamiński is a graduate of the Gdynia Maritime University and the AMP (Advanced Management Program) program of IMD Lausanne in Oslo.

Member of the Supervisory Board delegated to serve as Vice President of the Management Board, responsible for the activities of the Management Board of Bank Ochrony Środowiska.

He holds a doctoral degree and a post-doctoral degree (habilitation) in Finance from the Warsaw School of Economics. A long-standing member of the research and teaching staff and currently professor at the Warsaw School of Economics. He graduated from the Faculty of Law and Administration at the University of Warsaw and is a legal counsel. Author of numerous publications on finance and banking.

He has recently been involved with the Bank Guarantee Fund, among other institutions. Previously, he served as an economic adviser to the Marshal of the Senate of the Republic of Poland.

He has 30 years of experience in the banking sector. In his professional career, he has been responsible for asset and liability management, financial markets, sales and products in numerous financial institutions.

Since November 2021, he has been the Vice-President of the Management Board of Alior Bank, where he supervises sales and products for retail clients, the private banking area, and the brokerage office, and since April 2023, also treasury activities.

From July 2018 to November 2021, he was responsible for finance at the Management Board of Pekao Bank Hipoteczny. At that time, he implemented a project for the transfer of mortgage receivables within the capital group. From 2016 to 2018, he was responsible for arbitrage and the bank’s interest rate, as well as relations with financial customers and the project of implementing the MIFID II regulation at Credit Agricole Polska SA. From 2012 to 2016, he worked at Pekao Bank Hipoteczny, where, as Director of the Asset and Liability Management and Mortgage Note Issuance Department, he was responsible for long-term financing, treasury operations, hedge accounting, currency risk, asset and liability management, relations with rating agencies and investors. He supervised the mortgage bond program, amendments to the prospectus, liaison with the KDPW and compliance with disclosure requirements.

From 1997 to 2012, he worked at WestLB’s investment bank, Westdeutsche Landesbank (now HELABA Landesbank Hessen-Thüringen), where, as Director of the Treasury Department, he supervised the sale of financial instruments, arbitrage, interest rate management, currency risk, liquidity in the EMEA region, and was responsible for customer relations and service. From 1995 to 1997, he managed liquidity and interest rates at ING Bank Śląski.

From 1993 to 1995 he worked at Bank BGŻ, where he carried out transactions on the interbank market, was responsible for the bank’s liquidity, interest rate management, and depositary transactions with the bank’s customers.

A graduate of the European School of Law and Administration, postgraduate studies at the Faculty of Law at the University of Warsaw, Executive MBA studies, he also completed doctoral studies in economics at the Institute of Economic Sciences of the Polish Academy of Sciences and Executive DBA studies as well as numerous training courses in banking organized, inter alia, by EUROMONEY and INSEAD Business School.

A serial innovator who thrives on identifying growth opportunities and inspiring success in others. Having spent 15+ years in global tech leadership roles at IBM, Karolina co-founded two game-changing startups, A4BEE (www.a4bee.com) and Modica (modica.bio).
Author and co-author of publications, two books, and two patents. A guest speaker at globally focus conferences, and universities

Vice President of the Management Board of PKO Bank Polski S.A. and CRO since January 2013, after obtaining the approval of the Polish Financial Supervision Authority.

A graduate of the University of Economics in Wrocław (major in Organization and Management).

He has over thirty years of experience in banking – mainly in the areas of risk, restructuring and loans, and in international financial groups operating in Europe, USA and South America. Member of supervisory boards, boards of creditors, member and chairman of key risk management committees. He participated in creating the strategy of Bank Zachodni WBK S.A., was directly responsible for risk management, optimization of debt collection and restructuring processes, and cooperated with regulators in Poland and abroad.

He started his professional career in 1991 at Bank BPH S.A. in the area of loans. In 1992 he joined Bank Zachodni S.A., and then, after the merger with Wielkopolski Bank Kredytowy S.A., with BZ WBK S.A., where from 1992 until 2000 he worked in the Department of Capital Investments, and in 2000-2005 he was the director of the Credit Quality Control Department. In 2005-2008 he was the director of the Business Intelligence and Risk Management Area, and in 2008-2010 he was the deputy chief risk officer. From January 2011, he was the chief credit officer, and from March 2012, also the deputy chief risk officer. Moreover, he was chairman of the BZ WBK Credit Committee, deputy chairman of the Credit Risk Forum and deputy chairman of the Risk Models Forum.

He was a member of the Supervisory Boards of companies in PKO Bank Polski S.A. Group: PKO Bank Hipoteczny S.A., PKO Leasing S.A., PKO Faktoring S.A.

He is a member of the Supervisory Board of Biuro Informacji Kredytowej S.A. and System Ochrony Banków Komercyjnych S.A.

Employed at Alior Bank since 2008 and was promoted to the position of Deputy CEO in October 2022. Previously, he held numerous managerial positions in credit, operational, liquidity, and market risk management. He has many years of experience in leading strategic projects, including work organization transformation, mergers and acquisitions, and implementation of new products and processes.

From 2021, prior to joining the Management Board, he held the position of Director of the Credit Risk Department at Alior Bank. He was responsible for credit risk management for individual clients, micro-enterprises, business customers, and supervision of the credit policy of Alior Bank’s subsidiary – Alior Leasing.

In addition, he chaired the Credit Risk and Business Initiatives Committee and was a member of the Credit Committee, the Operational Risk Committee, the Model Risk Committee and the Bank Development Committee.

From 2017 to 2021, he was responsible for credit risk management for business segments, including micro-enterprises and business clients. Between 2013 and 2017, he focused on credit risk management of products for individual clients.

Tomasz Miklas is a graduate of Computer Science and Econometrics at the Faculty of Economic Sciences at the University of Warsaw. He also completed postgraduate studies in Risk Management at Financial Institutions at the Warsaw School of Economics.

Graduate of the Gdańsk University of Technology, Certified Black Belt and Manager with 20 years of experience in the financial sector. Experienced in building the strategy, vision and product mission of an Individual Client as well as volume and revenue budget planning. Developer of a pricing policy that maximizes product profitability and customer loyalty. Experienced in building sales and after-sales processes based on UX and customer satisfaction, while ensuring compliance of products and processes with applicable regulations and safety rules. Effectively managing a diversified portfolio of strategic projects and the implementation of new technologies. Leader of the digital transformation of Alior Bank and the biometric branches of Bank BPH. Equipped in knowledge of Agile-SCRUM change management methods, as well as Waterfall methodologies. Business owner of key sales systems. Natural leader focused on achieving goals, building the commitment of colleagues and reporting persons. From 2021, Director of the CEE Projects and Implementations Division at Hitachi Europe.

Marcin Nedwidek is a graduate of the Warsaw School of Economics and holds an MBA from the London Business School. At UNIQA, in addition to his role as president, he is also responsible for the retail non-life insurance business. Marcin joined AXA in 2018. He served as a board member and director of the individual client area in the non-life part. Previously, he was associated with The Boston Consulting Group, where he was responsible for developing BCG’s insurance practice in Poland and Central and Eastern Europe. He also worked for another international consulting firm and an investment bank in London.

Barbara Nowakowska has been the managing director of PSIK – Polish Association of Capital Investors since 2003.

PSIK represents the interests of the Polish private equity/venture capital sector and works to promote and support the development of the industry.

Barbara is a member of the board of the Valores Foundation, the first venture philanthropy fund in Poland. She also served as a member of the management board of the European Institute of Innovation and Technology and was an expert on the Polish private equity and venture capital market for the European Commission. Her previous experience includes positions in corporations, private equity and government institutions.

From November 2021, a Vice-President of the Management Board of Alior Bank in charge of chairing the Management Board and from July 2022, after receiving approval from the Financial Supervision Authority, a President of the Management Board of Alior Bank within the Alior Bank Capital Group. He also serves as a Chairman of the Supervisory Board of Alior Towarzystwo Funduszy Inwestycyjnych S.A. He is also an academic lecturer, teaching investment products and the basics of finance at Lazarski University in Warsaw.

He has many years of professional experience in financial institutions. From 2019 to 2020, he was associated with Bank Pekao S.A., where he first served as a member of the Management Board and then as a Vice President of the Management Board. He was responsible for the IT, brokerage, bancassurance and digital transformation sectors, successfully developing the electronic banking system, among others through the implementation of advanced mobile banking solutions (including PeoPay & PeoPay Kids).

From 2017 to 2019, he worked for the PZU Group, where he was director of the Sales Office of Investment Products of PZU Życie S.A. and an advisor to the CEO of PZU S.A. He was also a project manager for the launch of an inPZU platform – the first passive investment fund sales platform in Poland.

In 2016, as a director of Sales and Marketing of AgioFunds TFI SA, he was actively developing the fund’s investment products.

With Alior Bank he was also associated from 2010 to 2016, where he was responsible for implementing innovative solutions in the areas of investment funds, treasury products and the FOREX market. In 2012, he was promoted to the role of Sales Director of Investment Products in the Brokerage Office of Alior Bank, where he was executing, among others, the IPO of Alior Bank, promoting the Alior Trader platform and launching investment advisory services.

His professional career in finance began at Bank Millennium S.A., where he worked from 2007 to 2010, in retail banking.

Grzegorz Olszewski is a graduate of the Faculty of Management at the University of Warsaw, where he completed the Executive MBA programme, Lazarski University (majoring in Economics), Wyższa Szkoła Zarządzania/Polish Open University (now Vistula University of Finance and Business Administration in Warsaw) majoring in Financial Management, and Oxford Brookes University with a Bachelor of Arts (B.A.) in Finance.

Andrzej Przewięźlikowski graduated from the AGH University of Science and Technology in the field of IT the Polish Open University, where he obtained the MBA title. He has been working at Comarch since 1998, among others as a programmer, Solution Manager and Product Manager in the telecommunications sector. In 2005-2006 he was the director of the research and development center and CTO. In 2007, he took the position of Consulting Director in the Loyalty & Airlines team in the service sector, where he managed an international group of consultants in Central Europe, DACH and the USA. In 2009, he became the director of the Loyalty & Marketing Solutions business unit, where he was responsible for the overall business in this area. On 24th of June, 2015, he was appointed by the General Shareholders’ Meeting of Comarch S.A. for the position of the Vice-President of the Management Board of Comarch S.A. Andrzej Przewięźlikowski is also a member of the management boards and supervisory boards of companies from the Comarch Group.

Ernest brings over 25 years of experience in the financial services industry within the Central and Eastern Europe (CEE) region. Throughout his career, he has held positions at reputable companies such as Hypercom, SIA, Capgemini, Sungard, NCR, and currently serves as a key contributor to the business development efforts at Worldline Financial Services. Ernest is based in Budapest, Hungary, and holds degrees in electronics engineering and an MBA. His specialized expertise lies in the domain of “cards and payments,” encompassing a comprehensive grasp on the business and technological dimensions of this sector.

Mr Wojciech Rybak graduated from economics in the University of Szczecin (1993) and Tempus – Portassist Programme of the University of Antwerp (1992).

Since the beginning of his professional career he has been linked with banking. From September 1992 until August 1994 he worked in Bank Morski S.A. as a Credit Inspector and, subsequently, Manager of Business Credit Team. From September until November 1994 – Head of Credit Sub-unit in Bank Przemysłowo-Handlowy S.A., from December 1994 until September 1995 – specialist in the Capital Investment Department of Pomorski Bank Kredytowy S.A., and subsequently until April 1996 – Director of Branch PBB „Invest-Bank” S.A. in Szczecin. Since May 1996 he has been working in the Bank Millennium S.A. Group initially as a Branch Director in Szczecin (until March 2000), and, subsequently, as Director in the Customer Relationship Centre at the Bank’s Head Office (until August 2003). From August 2003, he was a Member of the Management Board of Millennium Leasing Sp. z o.o. supervising, inter alia, the sales network and from June 2009 until June 2016 – Chairman of the Management Board of Millennium Leasing Sp. z o.o.

Since 6 June 2016 Member of the Management Board of Bank Millennium S.A.. From 3 June 2019 until the day of merger with Bank Millennium S.A., i.e. 1 October 2019, also Deputy Chairman of the Management Board of Euro Bank S.A.

From April 2020, Leszek Skiba is President of the Management Board managing work of the Management Board.

In 2015, he was appointed Undersecretary of State in the Ministry of Finance, where he was responsible for the supervision over macroeconomic policy and tax legislation. He was also supporting legislative works connected with financial and capital markets, and prepared general outline of the budget system reform. Between March 2019 and April 2020 he served as the President of the Council of the Bank Guarantee Fund.

Between 2009 and 2015 Leszek Skiba worked at the National Bank of Poland, at the Economic Institute, where he worked on NBP’s report devoted to the consequences of Poland’s membership of the euro area and prepared analyses of the euro area economy. Since 2009, Leszek Skiba has been running public non-profit activities as the President of the Council and expert of the Sobieski Institute.

Leszek Skiba is a graduate of master’s degree studies at the Warsaw School of Economics, in the faculty of International Economic and Political Relations. He’s the author of numerous publications in the field of his professional work and public activities.

Director of the European Bank for Reconstruction and Development (EBRD) in Poland.
For over 20 years Lucyna is working in banking sector, initially for commercial banks -Credit Lyonnaise  and ABN AMRO Bank, and  for the past 13 years at the EBRD. During her career Lucyna worked for Corporate Banking, Corporate Finance and Structured Finance.  At the EBRD she initially worked as Senior Banker responsible for EBRD investments in energy and infrastructure sectors. For the past 6 years – Lucyna acts as a Director of EBRD in Poland, oversees Bank’s projects in the finance sector, private equity and corporates. She is also responsible for managing EBRD’s portfolio in Poland (of approx. EUR 3 billion).
Graduate of Warsaw School of Economics and Advanced Post-Graduate Studies at the College of Europe, Belgium.

Cezary Stypułkowski holds a Ph.D. in law from the University of Warsaw. In late 1980s, he studied at Columbia University Business School in New York as a member of the Fulbright Program. He chaired the management board of Bank Handlowy for thirteen years, made it the leader of corporate and investment banking at that time. In 2003 Cezary Stypułkowski was appointed as president of the management board of PZU Group. He successfully managed the organisation with his colleagues for three years. The net result and the valuation of the group trebled as a consequence. From 2006 to 2010 he worked for J.P Morgan in London, from 2007 as managing director of J.P. Morgan Investment Bank in Central and Eastern Europe. Since October 2010 Cezary Stypułkowski manages mBank. From 2012 Cezary Stypułkowski has been a joint chairman of the Emerging Markets Advisory Council of the IIF in Washington. He was also a member of the Deutsche Bank Board International Advisory Board, INSEAD International Advisory Board, a member of the board of the Institute of International Finance in Washington and the Geneva Association.

Seventeen years of experience in the IT industry, covering a wide range of areas, including service contract management, sales support, and solution sales. Always up to date with tracking new trends and solutions that can bring business benefits. Experienced in implementing projects in both the private and public sectors, as well as in obtaining external financing. At Fujitsu, interests include projects related to data centers, software development, artificial intelligence, high-performance computing and solutions utilizing quantum computing.

In the Management Board of Alior Bank since November 2021, he is currently responsible for the areas of technology, legal, and data protection. Previously, he was additionally responsible for the area of operations and payment systems as well as security. He is also the Chairman of the Supervisory Board of Alior Leasing sp. z o.o., a member of the Alior Bank Group.

Until 2021, Paweł Tymczyszyn served a Proxy and Director of the Corporate Services Division at Bank Pekao S.A., where he managed, i.a. the Legal Department, the Procurement Department, the Real Estate Department, and the Bank Service Department. Previously, he also held the position of: Managing Director of the Legal Department including support for the Bank’s Corporate Bodies and Pekao Group entities and initially Managing Director of the Key Restructuring and Debt Collection Department of Bank Pekao S.A.

As a manager, Paweł Tymczyszyn has gained almost 20 years of experience in supervision, management, and consulting, working for various entities, including large public companies from the banking, retail, insurance, operations, and industrial sectors. He also gained experience in providing legal advice to numerous businesses and law firms.

He is an attorney-at-law with many years of practice. He specializes in corporate and company regulatory law, banking law, commercial law, and in mitigation of legal risks of key credit and financial transactions, mergers and acquisitions, restructuring and debt collection, as well as civil litigation, real estate, labor law, protection of property, and press law.

He is a co-author of part of the Banking Law Commentary of 2022 issue edited by P. Zapadek and A. Mikos-Sitek (published by Wolters Kluwer) and publications on corporate and banking law in Monitor Prawniczy, Monitor Praw Handlowego, Przegląd Prawa Handlowego. He was a panelist at numerous economic, economic, legal, and new technology conferences.

He is a postgraduate student in banking at the Warsaw School of Economics. He graduated from managerial programs at Said Business School of the University of Oxford: Artificial Intelligence, Executive Finance, Executive Leadership. A graduate of Executive MBA studies at the Faculty of Management of the University of Warsaw and master’s studies in law at the Faculty of Law and Administration of the Jagiellonian University in Cracow. Previously, he graduated from the Technical School of Communications in Cracow in the field of electronics technician with a specialization in electronic machines and digital systems.

In VeloBank responsible for CRM evolution by implementing advanced systemic and analytical solutions that enable hyper-personalization of bank’s relation with customer, as well as for digital marketing. As part of the Digital Channels Transformation team, seeks answers to customer needs in the virtual world through data and analytics. Has been associated with banking for almost 10 years, starting her career at Bank Millennium, where she dealt with processes and projects before implementing CRM system.

Graduated Quantitative Methods in Economics and Information Systems, as well as Marketing at the Warsaw School of Economics and the University of Warsaw.

CEO and co-founder of e-point SA. Involved in the development of the Polish Internet and IT market for over 20 years. Experienced in digital transformation projects for the financial industry (e.g. ING Group, Santander Bank, PZU), e-commerce (e.g. Amway Europe, Inter Cars) and the public sector. Involved in the development of a number of technology products for e-point SA and its group companies.