Speakers

His experience in the financial sector spans 30 years. He started his professional career in a leading brokerage house in Poland working as a stock broker and institutional salesperson. After two years he switched to asset management business where spent another 14 years. He worked as a senior fund manager at Pioneer Investments – a global asset management company – in several locations (Warsaw, Dublin, Vienna). He managed a number of equity and mixed funds investing in the CEEMEA region. For 7 years he served as a Head of Asset Management Department at Pioneer Investment Warsaw. He joined PKO Bank Polski in 2010.

She is a graduate of the Jagiellonian University specializing in Economic Sociology and Market Research as well as Columbia University in the field of company strategy. She also completed the Executive MBA at the Leon Koźmiński Academy. Previously related to the private financial sector, she then worked for ING group companies. She also cooperated with the team of the Public Policy Evaluation and Analysis Center at the Jagiellonian University. Later she worked for HDI (currently Warta S.A.), and Sony Europe. At Philips S.A. she managed the Marketing and Business Intelligence team in 17 countries of the region. From 2016 in the Management Board of PZU Życie SA, first as a member of the Management Board, and from March 2020 as the acting President of the Board.

Doctor of legal sciences, legal counsel, graduate of law at the University of Warsaw and Doctoral Studies at the Institute of Legal Studies of the Polish Academy of Sciences
He is associated with the banking sector since 2003. From 2010 to 2020 he served as Director of the Legal and Legislative Team of the Polish Bank Association. Vice President of the Polish Bank Association since 2020. Chairman of the Steering Committee of the National Working Group on Reference Indicator Reform. Chairman of the Committee on Cyber Security of Banks. He has held numerous positions representing the banking sector at the national and European level, also within the European Banking Federation. He has participated in legislative work on numerous pieces of legislation in financial market regulations. Arbitrator of the Court of Arbitration at the Financial Supervisory Council.

Joao Bras Jorge, graduate of the Management Studies at Universidade Catolica Portuguesa and PADE Advance Management Programme under AESE.
He started his professional career as stockbroker in 1990. In the ensuing 10 years he worked in investment banking, inter alia, as Member of the Management Board at an investment bank. He also sat on the Board of the Lisbon Stock Exchange. During 5 years, prior to his move to Poland, he held position of Head of the Retail Banking Customer Division and Coordinator of the Retail Network at Millennium bcp.
Since 19 July 2006 – Member of the Management Board of Bank Millennium S.A., in the years 2006-2008 Head of the Retail Banking Division and from 2009 – Head of the Corporate Banking Area. From 22 April 2010 – Deputy Chairman of the Management Board and since 24 October 2013 – Chairman of the Management Board of Bank Millennium S.A.

Steve is the CTO Financial Services at Globallogic, a Hitachi company. In this role, drives the technological vision and strategy of the Financial Services Business Unit, designing innovative, relevant solutions and providing technology direction to key clients. He has over 30 years experience in Financial Services Technology and has worked extensively throughout North America, South America, Europe, and Asia.
Prior to joining Globallogic, Steve held senior technology roles at HSBC, NatWest, and Discover Financial Services. These included overseeing the delivery of a new Core Banking system for HSBC, and heading up the Core Banking and Payments Technology divisions for NatWest, once of UK’s largest banks. He is passionate about developing high performing teams, and embracing innovation.

Elzbieta Czetwertynska Managing Director Citi Country Officer Poland / CEO Citi Handlowy Elzbieta Czetwertynska was appointed Citi Country Officer Poland / CEO Citi Handlowy in June 2021 and in June 2022 received additional responsibility for Ukraine. Prior to her current role, Elzbieta was Citi Country Officer for Switzerland, Monaco and Liechtenstein, based in Zurich. She assumed that role in March 2019, after a five-year stint in Latin America. Before moving to Switzerland, Elzbieta was Citi Country Officer, and Corporate and Investment Banking Head in Ecuador. Elzbieta has been at Citi for 29 years, working in different countries in Europe and Latin America. She joined Citi Ecuador as corporate bank relationship manager in 1994. From 1999 to 2003, she was Head of Transaction Services, Asset-Based Finance and the SME segment in the Dominican Republic, before moving to the United States for a year as internal auditor covering corporate credit for Latin America. In 2004, Elzbieta moved to Europe where she joined Citi Handlowy’s risk management team in Poland and was appointed Senior Credit Officer a year later. Her last four years in Poland she led the Commercial Bank business. Elzbieta returned to Latin America in 2013 as Head of Citi Colombia’s Treasury and Trade Solutions business, where she successfully developed and executed a dynamic growth strategy. Elzbieta holds a BSc Hons in Food Science, Economics and Marketing from the University of Reading, England. She is a certified coach in leadership and sales programs and has facilitated several risk management trainings. She served as President of the Board of Directors for Amcham Ecuador, as well as board member of the Ecuadorian Banking Association and Junior Achievement Ecuador Foundation. In Switzerland Elzbieta was a board member of the Association of Foreign Banks in Switzerland. At present, she is in the Board of Amcham Poland, the Polish Banking Association, and she serves as President of the Board of Citi Ukraine.

New technologies passionate. From 2003 to 2010 cooperated with Ergo Hestia Group where he was responsible for the Internet area. Innovated and implemented the first in Poland virtual AI assistant Hubert, who communicated with the voice of text-to-speech technology Ivona (nowadays Ivona is known as Amazon’s Alexa). In 2008 co-created and implemented the first in Poland Insurance eAccount for customers. In 2012 developed the prototype of innovative sales path, which later originated in creating modern sales platform by the leading insurance company in Poland. In 2013, together with Paweł Gabriel, established Polskie Polisy limited company. Since 2016 they have been perfecting iBooster: insurance accelerator. iBooster has gained recognition and is used on everyday basis by Polish biggest and leading multiagencies.
Married, father of four extraordinary sons.

Elisabetta Falcetti is the EBRD Regional Director, Head of Poland and the Baltic States. She is accountable for EBRD activities in the countries, i.e. EUR 2bln of new investment per year and policy dialogue in support of local capital market development and the green economy transition.
Before joining the EBRD’s Team in Warsaw in September 2021, Elisabetta was the Director for Sector Economics and Policy in the Economics, Policy and Governance Department of VP Policy and Partnership at the EBRD. She led the team of Sector Economists who assess the impact of EBRD investments and support policy reform dialogue activities that advance the transition to sustainable markets in the EBRD countries of operations. She was also a member of the EBRD Investment committee.
Her research interests include international monetary economics and debt management issues; development and transition economics; infrastructure and growth. She holds two Ph.D.s in Economics, from L. Bocconi University (Milan, Italy) and the London School of Economics (UK).

Marcin Gadomski graduated from the Warsaw School of Economics, majoring in Finance and Banking. He was also a scholarship holder studying at the University of Kiel (Germany) and completed doctoral studies at the Warsaw School of Economics.
Marcin Gadomski began his professional career at the consulting company Ernst & Young (now EY) in 2002, where he conducted projects in the area of risk, finance and internal audit in financial institutions and non-financial enterprises. During this period, for several years he supported the Pekao Group in implementing among others requirements of IAS 39, Basel II and solutions regarding capital management as well as assets and liabilities management. 

Then he continued his career with Deloitte Advisory, first in 2008-2012 as a Senior Manager, and, after a break, in 2016-2018 as a Director. As part of Deloitte Advisory, Marcin Gadomski provided solutions for the largest financial institutions in Poland and abroad (banks, insurers, leasing companies, brokerage houses), among others in the field of credit policy, risk models, improving the credit process for retail and corporate clients, market and liquidity risk management, regulatory requirements (e.g. IFRS 9, the PFSA recommendations, regulations regarding capital requirements, liquidity, information or reporting obligations), due diligences for takeover purposes.

In the years 2012 – 2016 Marcin Gadomski was the Director of Retail Credit Risk Unit at Bank Millennium. He was responsible for credit risk strategy, risk appetite, credit policy, credit assessment models, credit decision engines, risk reporting, credit product profitability assessment and credit process support for such business lines as unsecured consumer loans, mortgage loans and small business.

From August 2018 to November 2019 Marcin Gadomski was a Member of the Management Board of Pekao Bank Hipoteczny S.A., where on 20 November 2018 he obtained the consent of the Polish Financial Supervision Authority to entrust him the function of the Member of the Management Board supervising the management of material risks in the bank’s operations. Between 29 November 2019 and 21 April 2020 Marcin Gadomski held position of the Vice President of the Management Board of Bank Pekao S.A. responsible for Risks Management Division. Later he was Credit Risk Director there.

Responsible for Visa business development in Central and Eastern Europe (Poland, Czech Republic, Slovakia, Hungary, Romania, Bulgaria, Croatia, Slovenia) with strategic partners and clients. He has been with Visa since April 2012. During this time he has been developing Innovation and Partnerships area, responsible for European strategic partnerships with leading global technology companies, working with the region’s leading banks, mobile operators and major payment ecosystem partners.

He has 20 years of experience in payments and finance, in both retail and corporate banking.

He graduated from Warsaw University of Technology in Electrical & Computer Engineering.
He is also a graduate of Executive MBA studies at Warsaw University of Technology Business School.

Grzegorz Ignaciuk has 20 years of experience in the financial market.
He graduated from Warsaw School of Economics – major Quantitative Methods & Information Systems and Finance & Banking, and finished postgraduate studies in Bank Controlling.
>From November 2019, he is Deputy Chairman of the Management Board at Cenatorium, responsible for sales, business development, as well as finance and administration.
Previous, since 2014, he leads independent advisory projects and he has created a credit broker serving individual clients, entrepreneurs and enterprises. In 2006-2013, Grzegorz Ignaciuk was responsible for supervised retail credit portfolio risk management at PKO Bank Polski. He has extensive experience in building models and systems to assess clients’ creditworthiness.
He managed interdisciplinary project teams, which resulted in the implementation of 50+ pro-business, pro-efficiency and credit risk mitigation-related projects. He was also responsible for creation of applications which support credit-related business processes for individual customers and SMEs.
He has also been involved in several due diligence studies and strategy development.
He held the position of Secretary of the Supervisory Board of the Credit Bureau.

The PKO Bank Polski Management Board President since October 2009, with appointment for a new term in 2011. Prior to this he was the Pioneer Pekao TFI S.A. Management Board President for nearly nine years. Also, within the global structure of Pioneer Investments he was responsible for the CEE region distribution. In the late 1990s he was, among others, active in establishing PKO/Credit Suisse TFI S.A. investment funds company, in the function of its first Vice-President. In his more than ten-year long career in the financial markets he can be credited, among other things, with:

Successfully steering PKO Bank Polski through the critical period of turmoil in the international financial markets, while strengthening the Bank’s position of leadership in terms of assets, equity funds and earnings in Poland and the CEE region;
Development and implementation of the PKO Bank Polski’s strategy for the years 2010-2012, which resulted in strong efficiency gains as measured in terms of ROE, ROA and C/I ratio as well as in increased interest in the company among domestic and international investors (PKO continues to lead the market in terms of the value of its free float and as a major corporate debt issuer );
Adjustment of PKO Bank Polski to the requirements of the ever more competitive financial market through increased attractiveness of its product offer and quality of its customer service;
Refocusing of the PKO Bank Polski Group’s operational model toward its core activity of providing financial services.
Zbigniew Jagiełło is actively involved in development and promotion of the most demanding financial market standards in Poland. He is a member of the Council of the Polish Bank Association and of the prestigious Institut International D’Etudes Bancaires, which brings together the international banking community. His previous functions included, among others, that of the Chairman of the Chamber of Fund and Asset Management. A graduate of the Wrocław Technical University, School of Computer Science and Management, he also completed Postgraduate Management Studies at the Gdańsk Foundation for Management Development and the University of Gdańsk, with Executive MBA certified by the Rotterdam School of Management, Erasmus University. The President of the Republic of Poland decorated him with the Officer’s Cross of the Order of the Rebirth of Poland and he was awarded the Social Solidarity Medal for promoting the idea of ​​corporate social responsibility. His is the Deputy Chairman of the Programme Council of the PKO Bank Polski Foundation, an entity formed at his initiative in the year 2010. Chosen the CEO of the Year 2011 by Parkiet daily; the recipient of the Wektor 2011 granted by the Polish Employers’ Chapter and of the Golden Banker in the Personality of the Year 2011 category; he was also lauded the Manager of the Year 2011 in a competition ran by Gazeta Bankowa. In the year 2012, Bloomberg Businessweek Polska singled him out as one of the Top 20 Managers in Crisis. In 2013 Zbigniew Jagiello was honoured by Bank monthly with the title of “The Innovator of Banking Sector 2012”, and received the title of “Visionary and Man of the Year” from Brief monthly and Dziennik Gazeta Prawna daily in appreciation of his contribution to financial sector development, his consistency in strengthening Bank`s position of market leadership and determination in changing its image.

Since January 2014 Paweł has been the Director of the Services and Consulting Department and a member of Leadership in the Polish branch of Microsoft. Paweł joined Microsoft almost 5 years ago as FSI Lead in EPG segment. Together with the team he was responsible for serving the largest Polish banks and insurance companies. As a result of his consistent delivery and ability to build sustainable business Paweł was awarded a Platinum Club FY13. Additionally, he proved his seniority and leadership in couple of initiatives e.g. Microsoft Executive Circle or board membership in Banking Technology Forum of the Polish Banking Association. Before joining Microsoft, Paweł spent 15 years on FSI market on business side in Kredyt Bank, Gerling, Zurich Financial Services as Sales & Marketing Director including executive VP/Board Member role in Zurich/Inter. He was responsible for 5 years for sales and marketing in Software AG, leading web Methods division and BPM team and delivered the significant business growth in Poland. During the merger with WebMethods he was responsible for the area of business processes and middle ware.

Since January 2014, Member of the Management Board supervising the Finance and Realization of Income Division for ensuring the financial liquidity of the Social Insurance Fund and managing the assets of the Demographic Reserve Fund . Vice-chairman of the ISSA Technical Committee on the collection of social security contributions, as well as the Chairman of the Steering Committee within the framework of the European ISSA Network (IEN).
He started his professional career at the Treasury Department of Bank Energetyki SA. He joined the Social Insurance Institution in 1999, initially as the Head of the Unit, then he took the position of Deputy Director and Director of the Department. During 2008-2010, Member of the Management Board of the National Capital Fund SA. A specialist in finance. He holds economics and law degrees. He has also completed postgraduate managerial and financial studies in the area of financial and management accounting.
Responsible, inter alia, for the supervision over the implementation of key projects in the Institution – e-Contribution and e-Files Projects.

After graduating from the Warsaw School of Economics (1976 – M.A. Degree in Economics, Faculty of International Trade, 1983 – Ph.D. Degree: Financial management of the international subsidiary of the transnational enterprise), Kalicki was a research scientist and academic teacher at the International Finance Department of the Warsaw School of Economics. 1989-1990 – assistant professor at the National Bank of Poland, Banking and Money Research Department. 1990-1992 – adviser to Minister of Finance, then head of the International Department at the Ministry of Finance. In 1994, Kalicki became the first Deputy Minister of Finance. In 1996, he started working for Bank Pekao S.A., where he held the position of the first Vice-President of the Management Board. Furthermore, Kalicki was the Chairman of the Supervisory Board of Bank Depozytowo-Kredytowy S.A. in Lublin, Member of the Supervisory Board of Bank Handlowy in Warsaw, Chairman of the Supervisory Board of Bank Pekao S.A. and Member of the Supervisory Board of Mitteleuropäische Handelsbank in Frankfurt. In 1998, he held the position of Member of the Management Board of Deutsche Bank Polska, then in 2003 he was designated for the position of President of Management Board. After merger of Deutsche Bank Polska with Deutsche Bank PBC, he was appointed for the position of President of the Management Board.

Graduate of Law at the Faculty of Law and Administration of the University of Nicolaus Copernicus in Toruń. She started her professional career as an insurance and reinsurance broker in 2010, actively practicing for 8 years. She specialized in international cooperation, closely cooperating with e.g. the Lloyd’s of London market.
The experience gained allowed Joanna to take up a new challenge: to create a Polish version of the GTC comparison system. From 2018, at Comadso Sp. z o.o. coordinates and co-creates a program that improves the sale of individual product policies. She is committed to promoting the idea of digitizing insurance in Poland.

Professionally involved in the payment sector for 20 years. He has been with Visa since March 2011, where initially, for 3 years, he was responsible for a consulting practice for Central Eastern Europe and carried out many projects related to implementation of new product strategies and optimizing card portfolio management in Poland, Czechia, Slovakia and Hungary. Since October 2014, he has been a Country Manager for Poland.

His career began in 2001 with KPMG consultancy, where for five years he managed an array of projects for financial institutions in the scope of internal processes optimization and profitability improvement. In 2006 he took over as credit card portfolio manager at Polbank EFG, with responsibilities covering partnership programmes and increase in credit card portfolio profitability.

PhD in Economics at the Warsaw School of Economics (SGH), alumnus of INSEAD and University of Illinois (EMBA), B.Sc. in Computer Engineering. Currently Chief Risk Officer of mBank S.A. and an Assistant Professor at the SGH Institute of Banking, Chairman of the Supervisory Boards of the Commercial Banks Protection System S.A., mTFI S.A. and mBank Hipoteczny S.A. He has over 25 years of international banking experience, gained at Bank Handlowy S.A., UniCredit Group and Bank Pekao S.A., where he was, among others, Chief Executive Officer and Chief Risk Officer. In 2014, he was awarded the title of Future Leader in Global Finance by the Institute of International Finance in Washington, DC.

His nearly 20-year-long career was developed in the largest financial institutions in Poland: Bank Pekao, Pekao Central Brokerage House, Inteligo Financial services and PKO Bank Polski, where he was a Member of the Management Board in charge of technology, cybersecurity and employee training and development from 2017 to 2021. He successfully reorganised the functioning of structures of many undertakings, focusing on process efficiency, cost optimisation and dynamic business development. He co-created solutions such as BLIK, IKO, Bank Cybersecurity Centre, digital identity in administration, a nationwide system of e-Registration for COVID-19 vaccinations and the concept of National Cloud. In the last year, he acted as the Vice-President of the Management Board for Technology and Digitisation of the CCC Group, where he was responsible for digital transformation and actively supported the development of digital business and actions aimed at improving the Group’s efficiency.
He was the chairperson of the presidium of the Electronic Banking Council at the Polish Bank Association, the IT Architecture Council at the Committee of the Council of Ministers for Digitisation, the chairperson of the IT Expert Group operating at the Ministry of Finance and a member of the IT Consultants Team at the Ministry of Health. He chaired and participated in supervisory boards of companies such as PKO Bank Hipoteczny, the National Cloud Operator, PKO BP Finat, Modivo and Pronos.
In 2003, he graduated from the Military University of Technology in Warsaw and obtained a Master’s degree in Computer Science. From 2006 to 2007, he studied IT project management at the Warsaw University of Technology. He also completed a post-graduate Executive Master of Business Administration course at the Management University in Warsaw.
He has won numerous industry awards and distinctions and was awarded the title of an Electronic Economy Ambassador at the 10th Electronic Economy Congress. In recognition of his outstanding accomplishments in construction and development of the banking sector, the Polish Bank Association awarded him the Nicolaus Copernicus Medal. He also received the title of the ‘Banking market innovator of 2015’ in the ranking of ‘50 largest banks in Poland’, as well as the Prof. Remigiusz Kaszubski Award for creating innovations and a secure company in the cloud and commitment to the digitisation of society.

Piotr Narloch has graduated from the Faculty of Law and Administration at the University of Gdansk. He has also completed the postgraduate studies at the Warsaw School of Banking and Insurance, as well as European Insurance Studies in Gdynia. Piotr Narloch has been active in the insurance industry for over 20 years. His professional career began in 1992 in Hestia Sopot as a financial insurance specialist. His next positions were Head of Financial Insurance Department and Head of Sales. In 1999-2001 he used to work for Generali Polska, being responsible for product development and establishing the systems and structures for sales. He also respectively took a function of a board member at Inter Poland and Inter Life, where he was responsible for the sales department, product development and marketing. Since September 2002 a president of the management board of Concordia Polska Group’s companies: Concordia Polska TUW, Concordia Capital and Concordia Innowacje. Currently Mr Narloch is a president of the management board of InterRisk TU SA Vienna Insurance Group. Piotr Narloch has also participated in many local and international courses, conferences and seminars related to insurance, i.e. risk management, negotiations in insurance, insurance marketing and management of insurance companies’ financial assets.

She has worked at Visa since March 2020 and is responsible for creating and offering products to the Polish market, as well as working with card issuers in implementing innovative digital solutions for customers.

She has been involved in banking and cards for many years. She has been working, among others, at Citi Bank Handlowy, Raiffeisen Bank Polska, Kredyt Bank and PKO Bank Polski. As part of her professional experience, she has been responsible for managing card operations, developing offers for customers and leading projects. She is a graduate of the Faculty of Management at the University of Warsaw.

Andrzej Przewięźlikowski graduated from the AGH University of Science and Technology in the field of IT the Polish Open University, where he obtained the MBA title. He has been working at Comarch since 1998, among others as a programmer, Solution Manager and Product Manager in the telecommunications sector. In 2005-2006 he was the director of the research and development center and CTO. In 2007, he took the position of Consulting Director in the Loyalty & Airlines team in the service sector, where he managed an international group of consultants in Central Europe, DACH and the USA. In 2009, he became the director of the Loyalty & Marketing Solutions business unit, where he was responsible for the overall business in this area. On 24th of June, 2015, he was appointed by the General Shareholders’ Meeting of Comarch S.A. for the position of the Vice-President of the Management Board of Comarch S.A. Andrzej Przewięźlikowski is also a member of the management boards and supervisory boards of companies from the Comarch Group.

Ernest brings over 25 years of experience in the financial services industry within the Central and Eastern Europe (CEE) region. Throughout his career, he has held positions at reputable companies such as Hypercom, SIA, Capgemini, Sungard, NCR, and currently serves as a key contributor to the business development efforts at Worldline Financial Services. Ernest is based in Budapest, Hungary, and holds degrees in electronics engineering and an MBA. His specialized expertise lies in the domain of “cards and payments,” encompassing a comprehensive grasp on the business and technological dimensions of this sector.

Business Leader in GE since 1999 with broad experience in the financial sector (retail banking, corporate banking, factoring).
Senior responsibilities in several managerial functions in Risk and Operations. Prior to current board position Business Model Transformation Leader in BPH bank with responsibility for strategic projects.

Graduated from the Faculty of Law and Administration at Warsaw University, trained and developed leadership skills during various corporate and external leadership programs including Executive Education Program at Harvard Business School.

For many years involved in supporting professional development of women in GE and oustside organisations. Leader of Eastern Region in GE Women’s Network. Awarded in the 10th edition of the Businesswoman of the Year competition by the Sukces Pisany Szminką foundation in the Female Champion of Change category.

Jarek Rot, Executive Director at BNP Paribas Bank Polska, responsible for the Sustainability Area, member of the extended Management Board of the Bank (Executive Committee)

Graduate of the Warsaw School of Economics (dual degree), participant of numerous development programs for managers launched by, among others, the BNP Paribas Group, Harvard Business School and Cambridge Institute for Sustainability Leadership.

For over 20 years of his professional career, he engaged numerous times in activities of working groups at the Polish Bank Association, thus contributing to the development of new standards and solutions for capital management (including, among others, implementation of the New Capital Accord and subsequent Basel papers), as well as short- and long-term liquidity (securitization, MBS). The Polish Bank Association designated him as an expert supporting parliamentary works of the Public Finance Committee with regard to securitization and representing the banking sector in consultations on the above mentioned issues, held with the Polish Financial Supervision Authority and the Ministry of Finance. For over a decade he has been involved in the creation of the Polish interbank market, in cooperation with representatives of other banks and the National Bank of Poland.
For several years, he has been actively supporting the development of programs and instruments allowing to counteract climate change and encouraging sustainable development. Initiator of the centre of competence established at Bank BNP Paribas in 2018 in terms of financing sustainable development programs in cooperation with international and domestic financial institutions.
Since 2020, he has been the Bank’s Chief Sustainability Officer and Chairman of the Sustainability Council.

Awarded with an Honorary Distinction of the Polish Bank Association for his contribution in the development of the Polish banking sector. He is a co-founder and Chairman of the Assets & Liabilities Managers Committee at the Polish Bank Association.

Mr Wojciech Rybak graduated from economics in the University of Szczecin (1993) and Tempus – Portassist Programme of the University of Antwerp (1992).

Since the beginning of his professional career he has been linked with banking. From September 1992 until August 1994 he worked in Bank Morski S.A. as a Credit Inspector and, subsequently, Manager of Business Credit Team. From September until November 1994 – Head of Credit Sub-unit in Bank Przemysłowo-Handlowy S.A., from December 1994 until September 1995 – specialist in the Capital Investment Department of Pomorski Bank Kredytowy S.A., and subsequently until April 1996 – Director of Branch PBB „Invest-Bank” S.A. in Szczecin. Since May 1996 he has been working in the Bank Millennium S.A. Group initially as a Branch Director in Szczecin (until March 2000), and, subsequently, as Director in the Customer Relationship Centre at the Bank’s Head Office (until August 2003). From August 2003, he was a Member of the Management Board of Millennium Leasing Sp. z o.o. supervising, inter alia, the sales network and from June 2009 until June 2016 – Chairman of the Management Board of Millennium Leasing Sp. z o.o.

Since 6 June 2016 Member of the Management Board of Bank Millennium S.A.. From 3 June 2019 until the day of merger with Bank Millennium S.A., i.e. 1 October 2019, also Deputy Chairman of the Management Board of Euro Bank S.A.

Piotr Sopel is Director of Business Development at Future Healthcare Poland, part of the Future Healthcare group, which supports technological and operational development in the area of healthcare business line management in insurance companies and banks.. With experience in industries related to private medical care, insurance, and new technologies.

Szymon Szmejter is a graduate of the Warsaw School of Economics, specializing in Corporate Finance Management. He has extensive experience working in consulting firms and has been involved in the banking and insurance industry for over 15 years. Currently, he serves as the Head of the Insurance Practice at Capco Poland where he develops the insurance practice and supports project work in other European countries as well as in the US.

Dariusz Szwed has got almost 30 years’ experience in the financial sector. Since 2021, he was the Member of the Management Board of Bank Gospodarstwa Krajowego in which he recently supervised the area of business and banking operations, following supervising earlier the areas of IT, European funds and implementation of the internal pillar “Digital and process transformation, within bank’s strategy 2021-2025”.

In the years 2019 – 2021 he was the Vice President of the management board of Alior Bank, where he supervised the entire bank’s business – sales and products for retail and business customers, treasury activities, private banking area and a brokerage office. At the same time, he was the president of the management board of Alior TFI. He was also a member of several committees, including the credit committee. Previously, since 1995, he worked in Santander Bank Polska, recently as the director of the private banking department, where he was responsible for supervision over comprehensive business activities, including operational, credit and reputational risk in this area. He also supervised the retail activity of the bank’s brokerage office. He was also a member of the team managing the merger of Santander Bank Polska and the separated part of Deutsche Bank, where he was responsible for the analysis and implementation of business solutions in the merged bank.

Graduate of the banking and finance faculty of WSB University of Poznan and management faculty of Czestochowa University of Technology. He also holds a diploma from SGH Warsaw School of Economics in corporate finance management.

Member of the Supervisory Board delegated to temporarily serve as Vice President of the Management Board, responsible for activities of the Management Board, Bank Ochrony Środowiska.
Manager with long-standing experience in the banking sector.
Throughout his professional career, he has worked for several institutions, including Bank Pekao S.A., Bank Unii Gospodarczej S.A., Swiss Financial Management (SFM) Polska, Prosper Bank S.A., Bankgesellschaft Berlin (Poland) S.A., Fortis Bank Polska S.A., and PKO Bank Polski.
He also served supervisory boards of Centrum Finansowe Pulawska, Poznański Fundusz Poręczeń Kredytowych, PKO Leasing, Nordea Finance Polska and PKO Faktoring.
For the past year, he has held the position of Head of Research in the Finance Department at the National Fund for Environmental Protection and Water Management in Warsaw.
He holds degrees from the Warsaw University of Life Sciences, where he completed his studies in the Faculty of Agricultural and Forestry Technology. Additionally, he pursued his education in banking at the Warsaw School of Banking and Insurance, where he obtained a degree in banking.

He has a degree in economics from the City College of New York (1971) and degrees in management and interpersonal relationships from Webster University in Vienna (1983). For almost 25 years worked at Citibank on various positions, inter alia, managerial positions at branches of this bank in Japan, Austria, Great Britain and France. At the beginning of the 90s focused on management activities in Poland. He was an independent consultant co-participating in organizing Citibank in Warsaw. Currently member of the Supervisory Board of Gothaer Insurance Company and KRUK SA. He also sits in the Chapter of the Economic Award of the President of the Republic of Poland. Józef Wancer is a member of the board of the Auschwitz-Birkenau Foundation, chairman of the American Chamber of Commerce in Poland and a member of the council of the Business Centre Club. In 2005, Józef Wancer was awarded the Gold Cross of Merit for notable achievements in the banking industry during the period of transformation, and in 2011 was awarded the Order of Polonia Restituta.

Professor Małgorzata Zaleska is a member of the Management Board of the National Bank of Poland, a member of the Economic and Financial Committee for the Council of the European Union, Vice-President of the Committee on Financial Sciences of the Polish Academy of Sciences. Since 2013, Małgorzata Zaleska has been with the Institute of Banking and Business Insurance of the Warsaw School of Economics, acting as Head of the Department of Banking and the Security of the Financial System. She has authored of over 330 academic and popular science publications.
In 1998-2003 Professor Zaleska was an advisor to the President of the Bank Guarantee Fund; in 2000-2002 she served on the Supervisory Board of the Warsaw Stock Exchange; in 2007 – she was a member of the Commission for Banking Supervision. In 2007-2009, Małgorzata Zaleska held the position of the President of the Management Board of the Bank Guarantee Fund. In 2008-2009 she was also a member of the Management Board of International Association of Deposit Insurers and Chairperson of the Research Group of the European Forum of Deposit Insurers. In 2012, Małgorzata Zaleska was elected to the Central Commission for Academic Degrees and Titles within the scope of economics (finances).

A graduate of the University of Silesia, Faculty of Social Sciences and the direction of Health Insurance at the University of Economics in Katowice. In the years 1999 – 2016 he worked in the financial and insurance industry, a. o. for Amplico AIG Life, ING, Pramerica, Signal Iduna, managing sales areas and specializing in the development of insurance products. Since starting work on the Employee Capital Plans project, he is a member of the inter-ministerial team that develops the assumptions of the Program. As a representative of the project team, he analyzed and consulted foreign solutions of employee savings plans.

CEO and co-founder of e-point SA. Involved in the development of the Polish Internet and IT market for over 20 years. Experienced in digital transformation projects for the financial industry (e.g. ING Group, Santander Bank, PZU), e-commerce (e.g. Amway Europe, Inter Cars) and the public sector. Involved in the development of a number of technology products for e-point SA and its group companies.

Artur Zwaliński – graduate of law at the University of Warsaw, for over twenty years related to the financial and insurance market, currently Deputy Director of Consumer Protection Department at the Office of Competition and Consumer Protection, supervises administrative proceedings regarding consumer protection on the financial and insurance market.