Speakers

She is a graduate of the Jagiellonian University specializing in Economic Sociology and Market Research as well as Columbia University in the field of company strategy. She also completed the Executive MBA at the Leon Koźmiński Academy. Previously related to the private financial sector, she then worked for ING group companies. She also cooperated with the team of the Public Policy Evaluation and Analysis Center at the Jagiellonian University. Later she worked for HDI (currently Warta S.A.), and Sony Europe. At Philips S.A. she managed the Marketing and Business Intelligence team in 17 countries of the region. From 2016 in the Management Board of PZU Życie SA, first as a member of the Management Board, and from March 2020 as the acting President of the Board.

Tycjan holds the role of Managing Director and Tribe Leader of ESG & Home Solutions in bank Santander Poland. He has demonstrated track record in front office roles, management and supervision of risk management, ESG/Sustainable Finance as well as the end to end M&A process cycle. He has a Proven track record of achievements in identifying and delivering solutions for a challenging business thorough the full macroeconomic cycle. Since 2019 INED at the only ESMA certified CRA in CEE. Leadership team member of the most influential working groups in the area of sustainable finance in Poland, one of the 3 representatives of Polish FIs in the prestigious Chief Sustainable Officers Forum at the European Banking Federation.

Graduate of Economics at the Warsaw School of Economics and Sustainable Finance at the University of Cambridge.

Joao Bras Jorge, graduate of the Management Studies at Universidade Catolica Portuguesa and PADE Advance Management Programme under AESE.
He started his professional career as stockbroker in 1990. In the ensuing 10 years he worked in investment banking, inter alia, as Member of the Management Board at an investment bank. He also sat on the Board of the Lisbon Stock Exchange. During 5 years, prior to his move to Poland, he held position of Head of the Retail Banking Customer Division and Coordinator of the Retail Network at Millennium bcp.
Since 19 July 2006 – Member of the Management Board of Bank Millennium S.A., in the years 2006-2008 Head of the Retail Banking Division and from 2009 – Head of the Corporate Banking Area. From 22 April 2010 – Deputy Chairman of the Management Board and since 24 October 2013 – Chairman of the Management Board of Bank Millennium S.A.

He has been dealing with macroeconomic research and forecasting for nearly 25 years. Since 2016 head of Economic Research Department and Chief Economist at PKO Bank Polski. Vast experience at international financial institutions: chief economist for Poland at Nordea Markets, head of research team at Raiffeisen Bank Polska and senior economist at Santander Bank Polska. Expert at one of leading economic think-tanks in Poland, the Center for Social and Economic Research (CASE) with participation in scientific and advisory projects abroad. Warsaw University graduate. Participated in many trainings covering econometric modelling, forecasting and mathematical methods in financial markets (e.g. Swiss Finance Institute and Cambridge Econometrics). Co-author of a few economic books and numerous articles on economy and financial markets. Regularly awarded for accuracy of economic forecasts (Consensus Economics, Focus Economics, Forbes, Parkiet, Rzeczpospolita). Two years in a row awarded title of the Economist of the Year by major Polish economic and financial newspaper Parkiet for the most accurate macroeconomic and financial market forecasts for Poland during the pandemic.

Wojciech Ciesielski is responsible for selling Fortinet solutions to customers in the financial sector.
For twenty years he has been involved in the IT industry as a software developer and producer, solution provider, and above all as a sales manager to corporate clients. As part of his work for Hewlett-Packard Poland, he worked with customers in the telecommunications sector. In recent years, he was associated with Symantec and Veritas, managing sales of cyber security and data management solutions to a number of corporate clients, mainly in the financial sector.
He graduated from the Faculty of Electronics, Telecommunications and Informatics at the Gdansk University of Technology. He completed the Executive MBA program at the Leon Kozminski Academy in Warsaw.
He is passionate about new trends in information technology, not only from a technical perspective, but from a regulatory, economic and social challenge perspective. He loves exploring the world, running, skiing and fly fishing.

Secretary of State, Government Plenipotentiary for Cybersecurity
A manager with extensive experience in the field of digital affairs.
In the 2018-2020 period, he served as the Deputy Minister of Health and was responsible for the computerisation of the health sector, including supervision of the Health Care Information Systems Centre. This period saw the successful implementation of such projects as Patient Internet Account, e-prescriptions and e-referrals. Since April 2021, he has been serving as the Vice-Chairman of the Council for Digital Affairs. Through their knowledge and expertise, the members of the Council support the Council of Ministers Committee for Digital Affairs and other bodies. The Council reviews documents, both strategic and others, related to digital affairs, connectivity and the development of the information society.
Between November 2020 and 7 June 2021, Janusz Cieszyński served as the First Deputy Mayor of Chełm. His responsibilities included raising funds for investment projects and supervising the preparation of a transformation plan for the municipal heating plant due to the need to comply with EU climate goals.

He also worked as an advisor to Prime Minister Mateusz Morawiecki at the Ministry of Development and the Ministry of Finance, and in the 2016-2017 period, he headed the Department of Small and Medium Enterprises at the Ministry of Development. Furthermore, Mr Cieszyński ran a company focused on providing business and legal consultancy for SME sector entrepreneurs, and in the 2009-2014 period, also worked for a leading telecom company.
The Secretary of State for Digital Affairs at the Chancellery of the Prime Minister performs tasks specified by the minister responsible for computerisation and coordinates the implementation of government administration and computerisation efforts. The Government Plenipotentiary for Cybersecurity coordinates actions and implementation procedures related to the government cybersecurity policy in the Republic of Poland.

Elzbieta Czetwertynska Managing Director Citi Country Officer Poland / CEO Citi Handlowy Elzbieta Czetwertynska was appointed Citi Country Officer Poland / CEO Citi Handlowy in June 2021 and in June 2022 received additional responsibility for Ukraine. Prior to her current role, Elzbieta was Citi Country Officer for Switzerland, Monaco and Liechtenstein, based in Zurich. She assumed that role in March 2019, after a five-year stint in Latin America. Before moving to Switzerland, Elzbieta was Citi Country Officer, and Corporate and Investment Banking Head in Ecuador. Elzbieta has been at Citi for 29 years, working in different countries in Europe and Latin America. She joined Citi Ecuador as corporate bank relationship manager in 1994. From 1999 to 2003, she was Head of Transaction Services, Asset-Based Finance and the SME segment in the Dominican Republic, before moving to the United States for a year as internal auditor covering corporate credit for Latin America. In 2004, Elzbieta moved to Europe where she joined Citi Handlowy’s risk management team in Poland and was appointed Senior Credit Officer a year later. Her last four years in Poland she led the Commercial Bank business. Elzbieta returned to Latin America in 2013 as Head of Citi Colombia’s Treasury and Trade Solutions business, where she successfully developed and executed a dynamic growth strategy. Elzbieta holds a BSc Hons in Food Science, Economics and Marketing from the University of Reading, England. She is a certified coach in leadership and sales programs and has facilitated several risk management trainings. She served as President of the Board of Directors for Amcham Ecuador, as well as board member of the Ecuadorian Banking Association and Junior Achievement Ecuador Foundation. In Switzerland Elzbieta was a board member of the Association of Foreign Banks in Switzerland. At present, she is in the Board of Amcham Poland, the Polish Banking Association, and she serves as President of the Board of Citi Ukraine.

Experienced professional (with 20 years in IT business) working in various roles as consultant, architect and team leader. I am keen on problem solving and business enablement through technology. I’ve spent last 10 years working with various Cloud technologies on the market helping customers to understand the broader concept of cloud, build solutions and get the business outcome. I am very goal oriented and passionate about making thing happen including whoever is required to make the job done.
Currently as a Program Manager in Industry AI space I help to deliver products which use AI services with special interest on Large Language Models

Marcin Gadomski graduated from the Warsaw School of Economics, majoring in Finance and Banking. He was also a scholarship holder studying at the University of Kiel (Germany) and completed doctoral studies at the Warsaw School of Economics.
Marcin Gadomski began his professional career at the consulting company Ernst & Young (now EY) in 2002, where he conducted projects in the area of risk, finance and internal audit in financial institutions and non-financial enterprises. During this period, for several years he supported the Pekao Group in implementing among others requirements of IAS 39, Basel II and solutions regarding capital management as well as assets and liabilities management. 

Then he continued his career with Deloitte Advisory, first in 2008-2012 as a Senior Manager, and, after a break, in 2016-2018 as a Director. As part of Deloitte Advisory, Marcin Gadomski provided solutions for the largest financial institutions in Poland and abroad (banks, insurers, leasing companies, brokerage houses), among others in the field of credit policy, risk models, improving the credit process for retail and corporate clients, market and liquidity risk management, regulatory requirements (e.g. IFRS 9, the PFSA recommendations, regulations regarding capital requirements, liquidity, information or reporting obligations), due diligences for takeover purposes.

In the years 2012 – 2016 Marcin Gadomski was the Director of Retail Credit Risk Unit at Bank Millennium. He was responsible for credit risk strategy, risk appetite, credit policy, credit assessment models, credit decision engines, risk reporting, credit product profitability assessment and credit process support for such business lines as unsecured consumer loans, mortgage loans and small business.

From August 2018 to November 2019 Marcin Gadomski was a Member of the Management Board of Pekao Bank Hipoteczny S.A., where on 20 November 2018 he obtained the consent of the Polish Financial Supervision Authority to entrust him the function of the Member of the Management Board supervising the management of material risks in the bank’s operations. Between 29 November 2019 and 21 April 2020 Marcin Gadomski held position of the Vice President of the Management Board of Bank Pekao S.A. responsible for Risks Management Division. Later he was Credit Risk Director there.

Przemysław Gdański graduated at the University of Gdańsk (MSc. In Economics) and completed a one-year program in international banking and finance at Loughborough University in the UK. In 2012 completed AMP at IESE. He has over 25 years of experience in corporate and investment banking. From 1993 to 1995 he worked for IBP Bank SA, then for ABN AMRO Bank in Poland, Romania and in the headquarters in Amsterdam. From 2002 to 2006 he was Managing Director of Large Corporates Division in BPH Bank. From May to November 2006 – CEO and General Director of Calyon Bank Polska and Calyon SA Branch in Poland. In November 2006 he took the position of Deputy CEO in BPH Bank, responsible for corporate banking and real estate financing. After the merger of part of BPH Bank and Pekao SA – Deputy CEO of Pekao SA, responsible for Corporate Banking, Markets and Investment Banking in Division. Member of the Management Board of mBank (formerly BRE Bank) since November, 2008. Currently Vice President of the Management Board, responsible for Corporate and Investment Banking.

Investor, promoter of financial education, author of a book about Warren Buffett. He has been professionally and privately involved in the capital market for 13 years. He worked in several international corporations, e.g. Deutsche Bank and Citi in analytical, advisory and director positions. Currently employed at the Warsaw Stock Exchange as an Advisor to the Management Board.

In her capacity, Bożena Graczyk has been CFO at ING Bank Śląski S.A. in Poland since 2017. Previously, from 1994 she was associated with KPMG, where she held the positions of Head of Accounting Advisory Services, and then Head of the Financial Risk Management Team. She became Partner, Financial Services in 2001.

Bożena Graczyk is a graduate of the Foreign Trade Faculty at the University of Lodz. She holds an Executive MBA in International Business from the University of Bristol, UK and École Nationale des Ponts et Chaussées, France and is also a graduate of the Advanced Management Program at the IESE Business School. She is a certified auditor.

Grzegorz Ignaciuk has 20 years of experience in the financial market.
He graduated from Warsaw School of Economics – major Quantitative Methods & Information Systems and Finance & Banking, and finished postgraduate studies in Bank Controlling.
>From November 2019, he is Deputy Chairman of the Management Board at Cenatorium, responsible for sales, business development, as well as finance and administration.
Previous, since 2014, he leads independent advisory projects and he has created a credit broker serving individual clients, entrepreneurs and enterprises. In 2006-2013, Grzegorz Ignaciuk was responsible for supervised retail credit portfolio risk management at PKO Bank Polski. He has extensive experience in building models and systems to assess clients’ creditworthiness.
He managed interdisciplinary project teams, which resulted in the implementation of 50+ pro-business, pro-efficiency and credit risk mitigation-related projects. He was also responsible for creation of applications which support credit-related business processes for individual customers and SMEs.
He has also been involved in several due diligence studies and strategy development.
He held the position of Secretary of the Supervisory Board of the Credit Bureau.

Mr Jarosław Hermann graduated from the Applied Mathematics and Physics Faculty at the Warsaw University of Technology in 1994 and Carlson School of Management MBA program in 2002.

He gained broad IT & Operations practice working on managerial positions in PepsiCo, Pioneer Financial Services and Accenture, where he conducted mid / large scale projects in the banking sector in Poland and CEE countries.

Between 2005-2010 he was Board Member of First Data Poland responsible for providing IT and operational services for card acquiring and financial solutions business lines.

Between 2010-2016 he was Board Member of AXA companies in Poland responsible for IT & Operations.

From 2016 to 2018 he was Vice President of Polskie ePłatności, emerging card acquirer.

Since 1 August 2018 Member of the Management Board of Bank Millennium S.A.

The PKO Bank Polski Management Board President since October 2009, with appointment for a new term in 2011. Prior to this he was the Pioneer Pekao TFI S.A. Management Board President for nearly nine years. Also, within the global structure of Pioneer Investments he was responsible for the CEE region distribution. In the late 1990s he was, among others, active in establishing PKO/Credit Suisse TFI S.A. investment funds company, in the function of its first Vice-President. In his more than ten-year long career in the financial markets he can be credited, among other things, with:

Successfully steering PKO Bank Polski through the critical period of turmoil in the international financial markets, while strengthening the Bank’s position of leadership in terms of assets, equity funds and earnings in Poland and the CEE region;
Development and implementation of the PKO Bank Polski’s strategy for the years 2010-2012, which resulted in strong efficiency gains as measured in terms of ROE, ROA and C/I ratio as well as in increased interest in the company among domestic and international investors (PKO continues to lead the market in terms of the value of its free float and as a major corporate debt issuer );
Adjustment of PKO Bank Polski to the requirements of the ever more competitive financial market through increased attractiveness of its product offer and quality of its customer service;
Refocusing of the PKO Bank Polski Group’s operational model toward its core activity of providing financial services.
Zbigniew Jagiełło is actively involved in development and promotion of the most demanding financial market standards in Poland. He is a member of the Council of the Polish Bank Association and of the prestigious Institut International D’Etudes Bancaires, which brings together the international banking community. His previous functions included, among others, that of the Chairman of the Chamber of Fund and Asset Management. A graduate of the Wrocław Technical University, School of Computer Science and Management, he also completed Postgraduate Management Studies at the Gdańsk Foundation for Management Development and the University of Gdańsk, with Executive MBA certified by the Rotterdam School of Management, Erasmus University. The President of the Republic of Poland decorated him with the Officer’s Cross of the Order of the Rebirth of Poland and he was awarded the Social Solidarity Medal for promoting the idea of ​​corporate social responsibility. His is the Deputy Chairman of the Programme Council of the PKO Bank Polski Foundation, an entity formed at his initiative in the year 2010. Chosen the CEO of the Year 2011 by Parkiet daily; the recipient of the Wektor 2011 granted by the Polish Employers’ Chapter and of the Golden Banker in the Personality of the Year 2011 category; he was also lauded the Manager of the Year 2011 in a competition ran by Gazeta Bankowa. In the year 2012, Bloomberg Businessweek Polska singled him out as one of the Top 20 Managers in Crisis. In 2013 Zbigniew Jagiello was honoured by Bank monthly with the title of “The Innovator of Banking Sector 2012”, and received the title of “Visionary and Man of the Year” from Brief monthly and Dziennik Gazeta Prawna daily in appreciation of his contribution to financial sector development, his consistency in strengthening Bank`s position of market leadership and determination in changing its image.

She is a versatile and experienced woman in the business space related to insurance, banking and affinity. She is a leader who attracts with her personality, convinces with professionalism and knowledge of the subject. She focuses on communication and mutual understanding. Clearly sets goals and coordinates their achievement. Sometimes she laughs that she started in the times of communism and will end in the era of commercial Internet infrastructure. She says about herself: “The mind of a creator with a positive attitude”.
For over 20 years she has been learning and gaining many areas in the insurance industry. She started her career in PZU Życie SA. Since then, she has had the opportunity to co-create the insurance business on the Polish market, representing well-known companies such as ING Nationale Nederlanden TU SA, Nordea Polska TU na Życie S.A. and AXA group companies. She worked in positions ranging from Insurance Agent, Manager of Agent Service Departments, independent project activity or specialist in the Department of Contacts with Financial Institutions – ending with the function of Business Relationship Development Manager in Bancassurance and Partner Programs. This was the time of building a wide range of managerial, sales and business competences. The acquired competences allowed to build her own business and successfully develop eOFWCA.pl for years.
Privately she is involved in tourism, especially canoeing. As she says, traveling, changing the environment, allow you to reset and recharge the battery and movement positively drives to life. The desire to acquire knowledge and broaden her horizons does not abandon her.

This is a business woman with a mission and a message. Over 20 years of her professional activity is based on education, awareness and intelligence of insurance.
She built her experience by going through stages of professional development in key entities for the insurance and finance industry. PZU Życie S.A., AXA Życie TU S.A. and AXA TU, Bacca Sp. z o.o.
Work in accounting, customer service, claims handling and benefits. Then she was promoted to the position of Specialist for cooperation with Brokers in the Group Insurance Department, and finally as a Director she managed a portfolio of key clients in Group Insurance Department, building and maintaining relationships with business partners as part of Bancassurance. As a Regional Manager, she built a nationwide distribution network.
The experience and predispositions gained prompted to set up her own business. The eOFWCA.pl company has been successfully developing since 2017 in the area of licensing exams and industry training, thus filling a gap in the market.

After graduating from the Warsaw School of Economics (1976 – M.A. Degree in Economics, Faculty of International Trade, 1983 – Ph.D. Degree: Financial management of the international subsidiary of the transnational enterprise), Kalicki was a research scientist and academic teacher at the International Finance Department of the Warsaw School of Economics. 1989-1990 – assistant professor at the National Bank of Poland, Banking and Money Research Department. 1990-1992 – adviser to Minister of Finance, then head of the International Department at the Ministry of Finance. In 1994, Kalicki became the first Deputy Minister of Finance. In 1996, he started working for Bank Pekao S.A., where he held the position of the first Vice-President of the Management Board. Furthermore, Kalicki was the Chairman of the Supervisory Board of Bank Depozytowo-Kredytowy S.A. in Lublin, Member of the Supervisory Board of Bank Handlowy in Warsaw, Chairman of the Supervisory Board of Bank Pekao S.A. and Member of the Supervisory Board of Mitteleuropäische Handelsbank in Frankfurt. In 1998, he held the position of Member of the Management Board of Deutsche Bank Polska, then in 2003 he was designated for the position of President of Management Board. After merger of Deutsche Bank Polska with Deutsche Bank PBC, he was appointed for the position of President of the Management Board.

Wodzisław Kiciński, Tech Investor at Hg and MPhil in Economics at University of Oxford

Tech investor at Hg Capital, the largest European software investing fund with $55 billion AuM. Over his career worked on transactions worth over $25 billion, including: two tech unicorns, largest UK software company as well as Allegro IPO. Prior to Hg he worked at Morgan Stanley investment banking in London and Singapore focusing on tech M&A advisory for private equity funds.

He holds MPhil in Economics from University of Oxford, where his research focused on monetary policy and central bank digital currencies. He is one of the early proponents of CBDC in Poland through a series of Rzeczpospolita articles dating back to 2018, notably “Ogniem i blockchainem” and “Zacznijmy myśleć o e-złotym”. Whilst at Oxford he was also a recipient of Unicredit Foundation Masterscholarship and member of the Leaders of Tomorrow community at St Gallen Symposium.

Member of the Research, Innovation and Implementation subgroup of the Artificial Intelligence Working Group at the Chancellery of the Prime Minister. Expert in digital transformation, specializing in innovation processes and broadly understood artificial intelligence. Author of the book “Python and AI for e-commerce.” Chief Innovation Officer at Deviniti, one of the fastest-growing software development companies in Poland. Lecturer at Kozminski University and Wroclaw School of Banking. Expert in collaborative intelligence and collaboration of mixed teams consisting of humans and cobots (AI) in knowledge-intensive processes.
Engaged in research on the impact of “openness” (open data, open science, open source) on the development of innovation and creativity in society and business. Co-creator of the SpeakLeash project (ˈspix.lɛʂ), also known as Spichlerz – a toolkit for building Polandʼs first comprehensive (>1TB) and diverse collection of high-quality data. Originator and creator of the ROC3 (Robotization of Company-Customer Communication) system, which hyper-automates processes related to communication between the organization and customers.
Co-author of AI industry reports such as “Open Data and Artificial Intelligence” (GRAI) and “Artificial Intelligence SumUp for Business 2022.”

Engineer with over ten years of experience gained at large integrators and major Polish institutions. He has designed and implemented many environments in the field of ICT networks and IT security. Vigorously interested in hybrid IT environment solutions. Privately a sailing enthusiast.

Richard Meeus is Akamai’s EMEA Director of Security Technology and Strategy. With more than 20 years of experience, Richard is responsible for designing and building secure solutions for some of the world’s most influential organisations.
Richard is an industry expert in cloud computing, enterprise software, and network security. During his time at Akamai, Mirapoint, and Prolexic, Richard has had held strategic roles across a broad range of projects, including the deployment of DDoS solutions for multinational organizations to protect critical infrastructure and sensitive data. Additionally, Richard is a chartered member of the BCS and a CISSP.

Piotr Narloch has graduated from the Faculty of Law and Administration at the University of Gdansk. He has also completed the postgraduate studies at the Warsaw School of Banking and Insurance, as well as European Insurance Studies in Gdynia. Piotr Narloch has been active in the insurance industry for over 20 years. His professional career began in 1992 in Hestia Sopot as a financial insurance specialist. His next positions were Head of Financial Insurance Department and Head of Sales. In 1999-2001 he used to work for Generali Polska, being responsible for product development and establishing the systems and structures for sales. He also respectively took a function of a board member at Inter Poland and Inter Life, where he was responsible for the sales department, product development and marketing. Since September 2002 a president of the management board of Concordia Polska Group’s companies: Concordia Polska TUW, Concordia Capital and Concordia Innowacje. Currently Mr Narloch is a president of the management board of InterRisk TU SA Vienna Insurance Group. Piotr Narloch has also participated in many local and international courses, conferences and seminars related to insurance, i.e. risk management, negotiations in insurance, insurance marketing and management of insurance companies’ financial assets.

Graduated from the Faculty of Natural Sciences at the University of Wrocław and Postgraduate Studies in Banking and Finance at Warsaw School of Economics. Since 1991 associated with the ZBP as Director of the Office and then Director General of the ZBP. Since April 2003 President of the chamber.
Member of the Bank Guarantee Fund, Chairman of the Supervisory Board of Credit Information Bureau. Member of the National Centre for Research and Development. Member of the. President of “Promyk Słońca” Foundation. Vicepresident of “Teraz Polska” Chapter. Founder and co-founder of banking infrastructure enterprises and of Polish Institute of Directors.

Andrzej Przewięźlikowski graduated from the AGH University of Science and Technology in the field of IT the Polish Open University, where he obtained the MBA title. He has been working at Comarch since 1998, among others as a programmer, Solution Manager and Product Manager in the telecommunications sector. In 2005-2006 he was the director of the research and development center and CTO. In 2007, he took the position of Consulting Director in the Loyalty & Airlines team in the service sector, where he managed an international group of consultants in Central Europe, DACH and the USA. In 2009, he became the director of the Loyalty & Marketing Solutions business unit, where he was responsible for the overall business in this area. On 24th of June, 2015, he was appointed by the General Shareholders’ Meeting of Comarch S.A. for the position of the Vice-President of the Management Board of Comarch S.A. Andrzej Przewięźlikowski is also a member of the management boards and supervisory boards of companies from the Comarch Group.

Business Leader in GE since 1999 with broad experience in the financial sector (retail banking, corporate banking, factoring).
Senior responsibilities in several managerial functions in Risk and Operations. Prior to current board position Business Model Transformation Leader in BPH bank with responsibility for strategic projects.

Graduated from the Faculty of Law and Administration at Warsaw University, trained and developed leadership skills during various corporate and external leadership programs including Executive Education Program at Harvard Business School.

For many years involved in supporting professional development of women in GE and oustside organisations. Leader of Eastern Region in GE Women’s Network. Awarded in the 10th edition of the Businesswoman of the Year competition by the Sukces Pisany Szminką foundation in the Female Champion of Change category.

Mr Wojciech Rybak graduated from economics in the University of Szczecin (1993) and Tempus – Portassist Programme of the University of Antwerp (1992).

Since the beginning of his professional career he has been linked with banking. From September 1992 until August 1994 he worked in Bank Morski S.A. as a Credit Inspector and, subsequently, Manager of Business Credit Team. From September until November 1994 – Head of Credit Sub-unit in Bank Przemysłowo-Handlowy S.A., from December 1994 until September 1995 – specialist in the Capital Investment Department of Pomorski Bank Kredytowy S.A., and subsequently until April 1996 – Director of Branch PBB „Invest-Bank” S.A. in Szczecin. Since May 1996 he has been working in the Bank Millennium S.A. Group initially as a Branch Director in Szczecin (until March 2000), and, subsequently, as Director in the Customer Relationship Centre at the Bank’s Head Office (until August 2003). From August 2003, he was a Member of the Management Board of Millennium Leasing Sp. z o.o. supervising, inter alia, the sales network and from June 2009 until June 2016 – Chairman of the Management Board of Millennium Leasing Sp. z o.o.

Since 6 June 2016 Member of the Management Board of Bank Millennium S.A.. From 3 June 2019 until the day of merger with Bank Millennium S.A., i.e. 1 October 2019, also Deputy Chairman of the Management Board of Euro Bank S.A.

Leszek Skiba specializes in macroeconomics. He graduated from Warsaw School of Economics (SGH) majoring in international economic and political relations (2002). Then, until 2009 he was a research scientist at the School of Business – National Louis University. From 2009 to November 2015 Mr. Skiba was employed at the National Bank of Poland (NBP), initially in the Bureau for the Integration with the Euro Area, and from 2011 at the Economic Institute, where he was in charge of the analysis of the economic situation in the Euro zone, the functioning of Economic and Monetary Union and the preparation of macroeconomic projections for the Euro area that contributed to NECMOD model. Mr Skiba is the co-author of, among others, the last Euro area report of NBP Economic challenges of Polish integration with the Euro area. Since 2009 he has cooperated with the Sobieski Institute first as an expert, then a board member and since 2013 Chairman of the supervisory board of the Institute. He is the author and co-author of reports on the political economy concerning the decision-making center of government in modern European countries as well as on the structural reforms to support growth of the Polish economy. Leszek Skiba collects historical atlases from different European countries. He is married and has two children.

Director of the European Bank for Reconstruction and Development (EBRD) in Poland.  
For over 20 years Lucyna is working in banking sector, initially for commercial banks -Credit Lyonnaise  and ABN AMRO Bank, and  for the past 13 years at the EBRD. During her career Lucyna worked for Corporate Banking, Corporate Finance and Structured Finance.  At the EBRD she initially worked as Senior Banker responsible for EBRD investments in energy and infrastructure sectors. For the past 6 years – Lucyna acts as a Director of EBRD in Poland, oversees Bank’s projects in the finance sector, private equity and corporates. She is also responsible for managing EBRD’s portfolio in Poland (of approx. EUR 3 billion).
Graduate of Warsaw School of Economics and Advanced Post-Graduate Studies at the College of Europe, Belgium.

Karol Tokarczyk analyses digital economy at Polityka Insight. Previously, he worked for Polish Radio News Agency, where he was responsible for coverage of major economic and business events. A graduate of history and post-graduate studies The Mechanisms of the Euro Area at the University of Zielona Góra.

He has been associated with Banking for over 20 years. Since 2011, Credit Agricole Bank Polska S.A. has successfully carried out a number of projects for the transformation of distribution channels and IT systems, also in the Agile methodology. Fan of mountains, sailing and skis – faithful to her passions related to active recreation. I’m motivated by change and transformation, which is a challenge in this world, and my mission is to build successful teams.

Professor, PhD, president of Social Insurance Institution (ZUS), professor at Warsaw University (head of the Centre for Social Security Studies) and the Institute of Labour and Social Studies, Chair of Committee for Labour and Social Policy of the Polish Academy of Sciences, member of the Social Affairs Council to the President of the Republic of Poland, member of the Bureau of the International Social Security Association, as well as the chair of the Technical Commission on Old-Age, Invalidity and Survivors’ Insurance of that institution, head and expert in Polish and international research programmes (Consensus, Special, LAW, trESS, FreSsco, MoveS), author of many publications in the field of social policy, social security, social insurance, and European law.

He has a degree in economics from the City College of New York (1971) and degrees in management and interpersonal relationships from Webster University in Vienna (1983). For almost 25 years worked at Citibank on various positions, inter alia, managerial positions at branches of this bank in Japan, Austria, Great Britain and France. At the beginning of the 90s focused on management activities in Poland. He was an independent consultant co-participating in organizing Citibank in Warsaw. Currently member of the Supervisory Board of Gothaer Insurance Company and KRUK SA. He also sits in the Chapter of the Economic Award of the President of the Republic of Poland. Józef Wancer is a member of the board of the Auschwitz-Birkenau Foundation, chairman of the American Chamber of Commerce in Poland and a member of the council of the Business Centre Club. In 2005, Józef Wancer was awarded the Gold Cross of Merit for notable achievements in the banking industry during the period of transformation, and in 2011 was awarded the Order of Polonia Restituta.

Professor Małgorzata Zaleska is a member of the Management Board of the National Bank of Poland, a member of the Economic and Financial Committee for the Council of the European Union, Vice-President of the Committee on Financial Sciences of the Polish Academy of Sciences. Since 2013, Małgorzata Zaleska has been with the Institute of Banking and Business Insurance of the Warsaw School of Economics, acting as Head of the Department of Banking and the Security of the Financial System. She has authored of over 330 academic and popular science publications.
In 1998-2003 Professor Zaleska was an advisor to the President of the Bank Guarantee Fund; in 2000-2002 she served on the Supervisory Board of the Warsaw Stock Exchange; in 2007 – she was a member of the Commission for Banking Supervision. In 2007-2009, Małgorzata Zaleska held the position of the President of the Management Board of the Bank Guarantee Fund. In 2008-2009 she was also a member of the Management Board of International Association of Deposit Insurers and Chairperson of the Research Group of the European Forum of Deposit Insurers. In 2012, Małgorzata Zaleska was elected to the Central Commission for Academic Degrees and Titles within the scope of economics (finances).

A graduate of the University of Silesia, Faculty of Social Sciences and the direction of Health Insurance at the University of Economics in Katowice. In the years 1999 – 2016 he worked in the financial and insurance industry, a. o. for Amplico AIG Life, ING, Pramerica, Signal Iduna, managing sales areas and specializing in the development of insurance products. Since starting work on the Employee Capital Plans project, he is a member of the inter-ministerial team that develops the assumptions of the Program. As a representative of the project team, he analyzed and consulted foreign solutions of employee savings plans.

For the last four years, the CEO of Kanga.Exchange – cryptocurrency exchange and the largest network of physical exchange points around the world. Investor and founder of several start-ups in the fin-tech, IT, and blockchain industries. Thanks to his over 15 years of experience in sales and IT, he effectively and efficiently manages nearly all key areas of said companies, including legal and marketing matters.