Speakers

Joanna Borysiewicz is a graduate of the Faculty of Economics at the University of Warsaw, she is an expert in the field of Bancassurance.
She gained experience in this field by creating Bancassurance teams at Citibank (2007-2013) and at Bank Millennium, where she worked in 2013-2017. In September 2017, she joined Santander Bank Polska where, as Bancassurance Tribe Leader, is leading an interdisciplinary, agile team including business and IT competences, working closely with Joint Venture and AVIVA companies.
The team under her leadership made significant changes to the bank’s offer. Implemented, among others a flexible and comprehensive Life and Health insurance offer, also available remotely in Santander Internet, which contributed to an increase in sales of non-related insurance by nearly 50%.

Graduate of the Management Studies at Universidade Catolica Portuguesa and PADE Advance Management Programme under AESE.
He started his professional career as stockbroker in 1990. In the ensuing 10 years he worked in investment banking, inter alia, as Member of the Management Board at an investment bank. He also sat on the Board of the Lisbon Stock Exchange.
During 5 years, prior to his move to Poland, he held position of Head of the Retail Banking Customer Division and Coordinator of the Retail Network at Millennium bcp.
Since July 19 2006 – Member of the Management Board of Bank Millennium S.A., in the years 2006-2008 Head of the Retail Banking Division and since 2009 – Head of the Corporate Banking Area. Since April 22 2010 – Deputy Chairman of the Management Board and since October 24 2013 – Chairman of the Management Board of Bank Millennium S.A.

Dr. Marek Dietl is the CEO of GPW  (Warsaw Stock Exchange) and the economic adviser to the President of Poland. He has spent almost 20 years in the consulting and venture capital industries. He collected experience as a non-executive board member of more than 25 organizations.
Marek Dietl frequently undertakes community and academic activities. He used to serve as a mediator at the arbitration court of the Financial Supervision Commission and adviser to the President of Energy Regulation Office. Marek Dietl  is also an assistant professor at the SGH-Warsaw School of Economics.

Gabor is an economist with a strong background of banking technology. Spent 5 years as a university teacher at Budapest Business School and have worked for Erste and Intesa both in business and IT areas before switched to the banking IT solutions provider side. During this last decade he has lived in the Middle East for a while and traveled around 4 continents to develop business. Joined Qualco in 2020 to take care of its international presence especially focusing on CEE countries.

Attorney-at-law, graduate of the Faculty of Law and Administration at the University of Warsaw.
His entire professional career is related to the insurance market. After completing judge`s legal training at the Provincial Court of Warsaw and legal adviser’s training, he worked for three years in the National Insurance Supervision Office. In 1999, as an attorney-at-law he joined Allianz Poland. Following this, he successively took up positions of: legal advisors team coordinator, manager and head of legal department. In 2015 he was appointed Vice-president of the Management Board and Chief Operating Officer at Allianz Poland.
His professional interests focus on civil liability insurance. In addition he is Chairman of the Civil Liability Insurance Subcommittee at Polish Chamber of Insurance, representing Poland in the Civil Responsibility Committee of Insurance Europe.

Dr Krzysztof Korus is an attorney with a doctorate in law, and an economist. He is an expert on payment services, new technologies law, and banking law. Every year since 2015, he has been listed as a recommended lawyer in Chambers Europe in the Banking & Finance category (“strong experience in banking regulatory matters”, “deep knowledge and long experience”). He is a pioneer in advising on regulatory issues for the fintech sector in Poland. Among the issues he has advised on are implementation of PSD2 and opening banking, and he has advised on several dozen cases before financial market regulators in Poland and in Europe, on M&A deals on the fintech market, and on court litigation and arbitration cases between financial institutions. He has worked in the most important industry working groups for the fintech sector, such as the EC’s API Evaluation Group, the Polish API team, the fintech innovation development working group for the Polish Financial Supervision Authority, the Ministry for Digital Affairs “Blockchain and cryptocurrency” stream in the scheme “From a Paper to a Digital Poland”, and the Financial Market Development Council working group for implementation of the PSD. He co-authored the “Study Impact of the PSD” and “Principles, Definitions and Model Rules of European Private Law” for the European Commission, and sat on the programming council for the monthly “Banking Law Monitor”. He is a member of the European Payments Consulting Association, and has worked with the Polish-German Banking Law Centre and London Economics. He has written several dozen publications, legal analyses, and commentaries and spoken at numerous industry events in Poland, Europe, the US, and Asia. He is involved in legislative work at the Polish and EU level.

Graduate of Warsaw School of Insurance and Banking (now Vistula University).
His career began in 2001 with KPMG consultancy, where for five years he managed an array of projects for financial institutions, including in the scope of internal processes optimization and profitability improvement. In 2006 he took over as credit card portfolio manager at Polbank EFG, with responsibilities covering partnership programmes and increase in credit card portfolio profitability.
With Visa since March 2011, Adrian Kurowski ran for three years a consulting practice for Central Eastern Europe, having carried out many projects focused on implementing new product strategies and optimizing card portfolio management in Poland, Czech Republic, Slovakia and Hungary.
As from October 2014, he is Country Manager for Poland, Visa.

Adam Malinowski graduated from Management faculty of University of Warsaw as well as MBA studies from University AUBG in Sofia. He also studied on Physics faculty and went through Top Talent Training Programme, the international program for Generali Group’s Managers.
He has got an extensive experience in sales management in financial sector, implementing restructuring programs, process digitalization, such as sales portals and development of own sales network. He was leading sales of non-life, life and health.
Currently he is MB Vice-president responsible for Sales and Marketing in Signal Iduna Poland. Earlier he was part of Management Board team in Generali Poland, dealing with multiagents, own network and call center. In a period of 2014-2016 he was acting as Business Development Department Director in PZU. Earlier he was involved with Generali Group fulfilling managerial functions in Poland and abroad. He started his career in banking sector. In a period 2018-2019 was appointed as president of distribution committee in Polish Insurance Chamber.

He has worked for PKO Bank Polski SA since 2011. In 2011-2017 Director of the Application Development and Maintenance Division of PKO Bank Polski SA; from 2011 to 2014, Vice-President of Inteligo Financial Services SA; until 2017 Member of the Supervisory Board of PKO Bank Hipoteczny SA; and currently Chair of the Supervisory Boards of: PKO BP Finat sp. z o.o. and Operator Chmury Krajowej sp. z o.o. Previously, he worked for Pekao SA as the Operating Director of the Electronic Channels Development and Management Office and the Director of the IT Department in the Central Brokerage Office of Pekao SA. He is Chair of the Executive Committee of the Electronic Banking Council of the Polish Bank Association. At the turn of 2015/2016 he co-created the Bankowe Centrum Cyberbezpieczenstwa (Banking Cyber Security Centre). Recipient of many industry awards and titles, including the title of Ambassador for Electronic Economy at the 10th Congress of Electronic Economy. He won the special title of “Banking Market Innovator 2015” of Miesięcznik Finansowy BANK and the Nicholas Copernicus Medal awarded by the Polish Bank Association in 2016. He also won the title of “Leader of Digitization of the Banking Sector 2018” granted by Members of the Banking Technologies Forum in 2018 for achievements and projects completed within the PKO Bank Polski SA Group and for the banking sector as a whole. He graduated from the Military Technical Academy in Warsaw and the Warsaw Management University.

James is a global economist at HSBC. He joined the Economics team in 2013 having previously worked within the Asset Allocation research team. His global work focuses on longer-term trends and themes, and the impact that they have on the economy and policy decisions today. Demographic data is at the heart of much of his work, but he has also written about urbanisation, the role of technology in the economy and how the world is moving away from cash. Alongside this, he provides economics coverage of Scandinavia. James holds a BSc in Economics from the University of Bath

Leszek Skiba specializes in macroeconomics. He graduated from Warsaw School of Economics (SGH) majoring in international economic and political relations (2002). Then, until 2009 he was a research scientist at the School of Business – National Louis University. From 2009 to November 2015 Mr. Skiba was employed at the National Bank of Poland (NBP), initially in the Bureau for the Integration with the Euro Area, and from 2011 at the Economic Institute, where he was in charge of the analysis of the economic situation in the Euro zone, the functioning of Economic and Monetary Union and the preparation of macroeconomic projections for the Euro area that contributed to NECMOD model. Mr Skiba is the co-author of, among others, the last Euro area report of NBP Economic challenges of Polish integration with the Euro area. Since 2009 he has cooperated with the Sobieski Institute first as an expert, then a board member and since 2013 Chairman of the supervisory board of the Institute. He is the author and co-author of reports on the political economy concerning the decision-making center of government in modern European countries as well as on the structural reforms to support growth of the Polish economy. Leszek Skiba collects historical atlases from different European countries. He is married and has two children.

Aleksander is Head of Business Development for Tractable in Poland, where he leads the company’s work and supports leading insurers in automating their claims processes to be faster, more efficient and cost-effective. Aleksander’s work with PZU recently contributed to PZU and Tractable receiving the 2020 Innovations Award from Gazeta Ubezpieczeniowa.

Manager with an extensive, international experience gained while working for the global consulting companies. I managed and delivered projects on three continents and lived in eight different countries. After ten years of corporate life, spent mainly in the energy sector, the time has come for a radical change – nowadays, as a General Manager Poland in viafintech, I keep discovering the multitude of great business models and ideas in the fintech space. Together with my 70 colleagues we are busy “digitalizing cash” and building the largest, bank-independent cash infrastructure network in Europe.

Manager and innovator with several years of experience in the insurance and financial industries. He created insurance premium financing market in Poland. Prior to founding Bacca Cezary worked as management consultant for the biggest financial institutions in Poland and in the CEE.

A graduate of the University of Silesia, Faculty of Social Sciences and the direction of Health Insurance at the University of Economics in Katowice. In the years 1999 – 2016 he worked in the financial and insurance industry, a. o. for Amplico AIG Life, ING, Pramerica, Signal Iduna, managing sales areas and specializing in the development of insurance products. Since starting work on the Employee Capital Plans project, he is a member of the inter-ministerial team that develops the assumptions of the Program. As a representative of the project team, he analyzed and consulted foreign solutions of employee savings plans.