Speakers

Responsible for managing market, liquidity and operational risk, supervises, among others, the bank’s credit policy for retail and business clients as well as the area of debt collection and restructuring.
He has been dealing with banking risk since 1996. He started his professional career at PKO Bank Polski, then he was associated with Kredyt Bank. For the past three years, he has dealt with the issues of risk and stability of the financial system at the National Bank of Poland as deputy director of the Financial Stability Department. His responsibilities also included cooperation with the European Systemic Risk Board in the area of systemic risk. At the NBP he also dealt with issues related to macroprudential instruments, including capital buffers, and was also responsible for analyzing new solutions in the CRD IV/CRR package regarding the principles of banks’ operations, imposing capital buffers and prudential requirements for credit institutions.
From 2008 to 2014 in the Polish Financial Supervision Authority Office he held managerial functions in the Risk Assessment Department and the Inspection Department, where, among others, he was responsible for the validation of advanced credit risk models for calculating banks’ capital requirements and the area of banking regulations.
From 1999, he was involved in area of risk at Kredyt Bank, where he worked in the Credit Risk Department and Risk Management Department. He participated in works related to building models determining the risk of default for corporate entities and calculating capital requirements.
A graduate of the Faculty of Management at the University of Warsaw. He holds the title of Master of Business Administration Management Training Center at this university. He lectured on the basics of financial risk at the Social College of Entrepreneurship and Management in Łódź.

Dr. Marek Dietl is the CEO of GPW  (Warsaw Stock Exchange) and the economic adviser to the President of Poland. He has spent almost 20 years in the consulting and venture capital industries. He collected experience as a non-executive board member of more than 25 organizations.
Marek Dietl frequently undertakes community and academic activities. He used to serve as a mediator at the arbitration court of the Financial Supervision Commission and adviser to the President of Energy Regulation Office. Marek Dietl  is also an assistant professor at the SGH-Warsaw School of Economics.

Grzegorz Ignaciuk has 20 years of experience in the financial market.
He graduated from Warsaw School of Economics – major Quantitative Methods & Information Systems and Finance & Banking, and finished postgraduate studies in Bank Controlling.
>From November 2019, he is Deputy Chairman of the Management Board at Cenatorium, responsible for sales, business development, as well as finance and administration.
Previous, since 2014, he leads independent advisory projects and he has created a credit broker serving individual clients, entrepreneurs and enterprises. In 2006-2013, Grzegorz Ignaciuk was responsible for supervised retail credit portfolio risk management at PKO Bank Polski. He has extensive experience in building models and systems to assess clients’ creditworthiness.
He managed interdisciplinary project teams, which resulted in the implementation of 50+ pro-business, pro-efficiency and credit risk mitigation-related projects. He was also responsible for creation of applications which support credit-related business processes for individual customers and SMEs.
He has also been involved in several due diligence studies and strategy development.
He held the position of Secretary of the Supervisory Board of the Credit Bureau.

After graduating from the Warsaw School of Economics (1976 – M.A. Degree in Economics, Faculty of International Trade, 1983 – Ph.D. Degree: Financial management of the international subsidiary of the transnational enterprise), Kalicki was a research scientist and academic teacher at the International Finance Department of the Warsaw School of Economics. 1989-1990 – assistant professor at the National Bank of Poland, Banking and Money Research Department. 1990-1992 – adviser to Minister of Finance, then head of the International Department at the Ministry of Finance. In 1994, Kalicki became the first Deputy Minister of Finance. In 1996, he started working for Bank Pekao S.A., where he held the position of the first Vice-President of the Management Board. Furthermore, Kalicki was the Chairman of the Supervisory Board of Bank Depozytowo-Kredytowy S.A. in Lublin, Member of the Supervisory Board of Bank Handlowy in Warsaw, Chairman of the Supervisory Board of Bank Pekao S.A. and Member of the Supervisory Board of Mitteleuropäische Handelsbank in Frankfurt. In 1998, he held the position of Member of the Management Board of Deutsche Bank Polska, then in 2003 he was designated for the position of President of Management Board. After merger of Deutsche Bank Polska with Deutsche Bank PBC, he was appointed for the position of President of the Management Board.

Bartosz Kapczynski – Member of the Board, LUX MED – Sales and Customer Service Division
Bartosz Kapczyński has been working in the sales area since 1993. By the end of 2002 he was working in life insurance and pension funds sales, among others as a head of the training department of Winterthur in Poland. He joined LUX MED Group in 2002, where he has been holding a variety of senior positions in sales: among others Sales Support Director, Central Sales Structures Director, LUX MED Group Sales Department Director. Since 2011, he has also been Member of the Board of LMG Försäkrings AB, which operates in Poland under LUX MED Insurance brand. In 2012 he was appointed as a member of the LUX MED Management Board. He is a graduate of the Academy of Finance in Warsaw, he has also the Master of Arts in Financial Services (MAFS) degree from the Bornemouth University, UK.

Dr Krzysztof Korus is an attorney with a doctorate in law, and an economist. He is an expert on payment services, new technologies law, and banking law. Every year since 2015, he has been listed as a recommended lawyer in Chambers Europe in the Banking & Finance category (“strong experience in banking regulatory matters”, “deep knowledge and long experience”). He is a pioneer in advising on regulatory issues for the fintech sector in Poland. Among the issues he has advised on are implementation of PSD2 and opening banking, and he has advised on several dozen cases before financial market regulators in Poland and in Europe, on M&A deals on the fintech market, and on court litigation and arbitration cases between financial institutions. He has worked in the most important industry working groups for the fintech sector, such as the EC’s API Evaluation Group, the Polish API team, the fintech innovation development working group for the Polish Financial Supervision Authority, the Ministry for Digital Affairs “Blockchain and cryptocurrency” stream in the scheme “From a Paper to a Digital Poland”, and the Financial Market Development Council working group for implementation of the PSD. He co-authored the “Study Impact of the PSD” and “Principles, Definitions and Model Rules of European Private Law” for the European Commission, and sat on the programming council for the monthly “Banking Law Monitor”. He is a member of the European Payments Consulting Association, and has worked with the Polish-German Banking Law Centre and London Economics. He has written several dozen publications, legal analyses, and commentaries and spoken at numerous industry events in Poland, Europe, the US, and Asia. He is involved in legislative work at the Polish and EU level.

Eliza Kruczkowska, Chief Innovation Officer at Polish Development Fund, a financial group which offers instruments supporting the development of companies. She is in charge of coordinating “ Start In Poland” programme aimed at building a vibrant startup and venture capital ecosystem including €500m in investment in VC funds and online one-stop-shop for startups at startup.pfr.pl. She used to be a CEO of Startup Poland, a grassroots organization aimed at helping build better conditions for Polish startups by influencing policy-makers, educators, academics, and the media. She has extensive experience in tech, politics, communication, as well as NGOs. In the past, she has worked abroad in Madrid at Internet Advantage, London at the Evening Standard, and Munich at Lewis PR.

Tomasz Kubiak, since 2001 has been professionally associated with Bank Pekao S.A. In addition, since 2018 he has been the Chairman of the Supervisory Board of Pekao Bank Hipoteczny S.A., where in 2011 – 2015 he was a Member of the Supervisory Board, whereas from 2017 he has been a Member of the Supervisory Board of Pekao Investment Banking and the Supervisory Board of Pekao Investment Management.
He started his career in Finance Division in controlling area. In last years, he held the position of Managing Director of the Department of Capital Allocation and Asset and Liability Management, responsible for managing the balance sheet, liquidity and capital of the Bank.
He graduated of the Warsaw University of Technology, Faculty of Technical Physics and Applied Mathematics. He holds CFA and PRM (Professional Risk Manager) certificates, he was honored by Award of Merit by the international PRMIA organization, associating risk managers.

Graduate of Warsaw School of Insurance and Banking (now Vistula University).
His career began in 2001 with KPMG consultancy, where for five years he managed an array of projects for financial institutions, including in the scope of internal processes optimization and profitability improvement. In 2006 he took over as credit card portfolio manager at Polbank EFG, with responsibilities covering partnership programmes and increase in credit card portfolio profitability.
With Visa since March 2011, Adrian Kurowski ran for three years a consulting practice for Central Eastern Europe, having carried out many projects focused on implementing new product strategies and optimizing card portfolio management in Poland, Czech Republic, Slovakia and Hungary.
As from October 2014, he is Country Manager for Poland, Visa.

Manager with many years experience in financial sector in Poland and later active in Fintech market. Started his career in 1995 in Raiffeisen Bank Polska as Director of Trade Finance Dept., later Director of Trade and Corporate in BRE Bank. From 2006 first Vice-president of ING Lease Polska and from 2008 CEO. For several year Fund member of ING for Children and ING Art Collection. Currently Managing Director of Cenatorium and Chairman of Supervisory Board of factoring Smeo.

Adam Malinowski graduated from Management faculty of University of Warsaw as well as MBA studies from University AUBG in Sofia. He also studied on Physics faculty and went through Top Talent Training Programme, the international program for Generali Group’s Managers.
He has got an extensive experience in sales management in financial sector, implementing restructuring programs, process digitalization, such as sales portals and development of own sales network. He was leading sales of non-life, life and health.
Currently he is MB Vice-president responsible for Sales and Marketing in Signal Iduna Poland. Earlier he was part of Management Board team in Generali Poland, dealing with multiagents, own network and call center. In a period of 2014-2016 he was acting as Business Development Department Director in PZU. Earlier he was involved with Generali Group fulfilling managerial functions in Poland and abroad. He started his career in banking sector. In a period 2018-2019 was appointed as president of distribution committee in Polish Insurance Chamber.

Paweł Paluszyński graduated from the Faculty of Law and Administration of Szczecin University, however, he decided to pursue his professional career in the insurance market. He started his professional career in Gerling in 1996. For 25 years he gained experience in insurance companies and brokerage companies, including April Polska, Concordia Polska, AIG. In the years 2005 – 2014 he was CEO of April Polska and Regional Manager of April Group, responsible for Poland, UK, Lithuania and Belgium, dealing with insurance brokerage, claims management and assistance service.
He has been with the GrECo Group since October 2014. Since 2015 he has been on the Board of GrECo Poland, responsible for development and insurance technology. He is an insurance and reinsurance broker.

Marcin is a Managing Director at S&P Global Ratings since 2014, executing across three senior commercial roles:
– Head of Europe, Middle East and Africa (EMEA) Relationship Management: leading a regional team managing entire EMEA existing client book & relationships across all business segments: corporates, financial institutions, sovereigns & public sector and also running the infrastructure and project finance business.
– Regional Head for Central and Eastern Europe (CEE): driving the franchise, strategy and management of the ratings business across the region.
– General Manager for Poland, running day-to-day operations of the Warsaw office.
In parallel is a member of the Supervisory Board of MCI Capital S.A., Chairman of the Program Board for the Fintech Digital CEE Congress, Member of the Board of Directors at the American Chamber of Commerce in Poland (AmCham) and the Leslaw A. Paga Foundation. Before joining S&P was an Executive Director at J.P. Morgan Corporate and Investment Bank in London, where he covered Russia, CIS, CEE, and Israel for Markets and Investor Services. He was also the Deputy General Manager for J.P. Morgan CIB in Poland. Prior to 2007 spent five years with Citi Corporate and Investment Banking, operating in Poland and CEE.

Mr Wojciech Rybak graduated from economics in the University of Szczecin (1993) and Tempus – Portassist Programme of the University of Antwerp (1992).

Since the beginning of his professional career he has been linked with banking. From September 1992 until August 1994 he worked in Bank Morski S.A. as a Credit Inspector and, subsequently, Manager of Business Credit Team. From September until November 1994 – Head of Credit Sub-unit in Bank Przemysłowo-Handlowy S.A., from December 1994 until September 1995 – specialist in the Capital Investment Department of Pomorski Bank Kredytowy S.A., and subsequently until April 1996 – Director of Branch PBB „Invest-Bank” S.A. in Szczecin. Since May 1996 he has been working in the Bank Millennium S.A. Group initially as a Branch Director in Szczecin (until March 2000), and, subsequently, as Director in the Customer Relationship Centre at the Bank’s Head Office (until August 2003). From August 2003, he was a Member of the Management Board of Millennium Leasing Sp. z o.o. supervising, inter alia, the sales network and from June 2009 until June 2016 – Chairman of the Management Board of Millennium Leasing Sp. z o.o.

Since 6 June 2016 Member of the Management Board of Bank Millennium S.A.. From 3 June 2019 until the day of merger with Bank Millennium S.A., i.e. 1 October 2019, also Deputy Chairman of the Management Board of Euro Bank S.A.

Leszek Skiba specializes in macroeconomics. He graduated from Warsaw School of Economics (SGH) majoring in international economic and political relations (2002). Then, until 2009 he was a research scientist at the School of Business – National Louis University. From 2009 to November 2015 Mr. Skiba was employed at the National Bank of Poland (NBP), initially in the Bureau for the Integration with the Euro Area, and from 2011 at the Economic Institute, where he was in charge of the analysis of the economic situation in the Euro zone, the functioning of Economic and Monetary Union and the preparation of macroeconomic projections for the Euro area that contributed to NECMOD model. Mr Skiba is the co-author of, among others, the last Euro area report of NBP Economic challenges of Polish integration with the Euro area. Since 2009 he has cooperated with the Sobieski Institute first as an expert, then a board member and since 2013 Chairman of the supervisory board of the Institute. He is the author and co-author of reports on the political economy concerning the decision-making center of government in modern European countries as well as on the structural reforms to support growth of the Polish economy. Leszek Skiba collects historical atlases from different European countries. He is married and has two children.

Wojciech Soliński has been associated with the financial market since 1995.
He has been working in the insurance sector for 10 years.
In Signal Iduna he is since February 2019 and recently he has been appointed as Agency Sales Director
Previously, he worked for almost 8 years for ERGO Hestia and GENERALI
He started his professional career in investment funds, working successively in: Pioneer, CA IB, DWS and Copernicus
He is a graduate of the Lodz University

Master graduate of the Faculty of Computer Science and Management of Wroclaw University of Technology and the Executive MBA program at Kozminski University in Warsaw. Participant of management programs conducted by Insead in France and the London School of Economics in the UK. Founder and President of his own software manufacturing company. He further developed his career in SAP Poland where he served, among others, as Consulting Director and Vice President of the Board. In the 2013-2015 he was Head of the Consulting and Technology Department and a member of the management board of the Enterprise Group at Hewlett-Packard Poland. He has extensive experience in creating and implementing market strategies, as well as sales of software, services and IT infrastructure. As Vice President of Atende he is responsible for operational management.

Born in 1952. Higher education. Graduated from the Faculty of Physics , University of Warsaw – Master of Physics (1976 ) , doctorate in experimental physics (1980 ) , habilitation of high-energy physics ( 1990) . It has significant scientific achievements , including dozens of publications in the field of nuclear physics of high energy . He has won many awards and prizes Rector Ministry of Education. In August of 1991 . Syndrome Computer Centre of the Faculty of Physics , University of Warsaw under the direction of Roman Szwed made ​​a historical connection to the global Internet Polish 1979-1991 Researcher , Department of Physics , University of Warsaw 1991-1993 director of the Division of Advanced Computer Systems Manufacturing Enterprises ATM 1994-2012 Chairman of the Board , ATM sp. o.o. , then ATM SA Since IX 2011 Chairman of the Board , atend SA (Formerly ATM Systems S.A He has over 20 years of experience in the IT industry . During his career , Roman Szwed has been awarded numerous awards for his work , including the Golden Cross of Merit for promoting the development of the information society. Roman Szwed is currently a member of the Polish Chamber of Information Technology and Telecommunications, Polish Chamber of Commerce for High Technology and a member of the Scientific Council of the Institute of Communications As President of the Board atend SA responsible for strategic management , supervision of subsidiaries , communication and legal department

He spent last 15 years in the internet-industry as a entrepreneur, advisor, and board member of several companies. Founder and managing director of one of the biggest polish software houses (grown from 2 to 200 employees). After M&A process he made an exit with selling his shares, and now he is involved in creating an intelligent assistant for sales teams, as a co-founder and CEO of Edward.ai.
Co-founder of the biggest Polish AI community (AIMeetup.pl), interested in modern user interfaces, and social aspects of artificial intelligence.

Before being appointed as CEO, she was a member of the management board in charge of the finance division. She has extensive experience in the insurance sector, related both to finance and to insurance technique. When she was technical director at LINK4, she headed a department whose responsibilities included product creation and development, product pricing and insurance risk assessment. Until 2010, she was the company’s chief actuary.
She has been associated with the financial sector ever since the start of her career. Her first job was with Ernst & Young consultancy, where she spent four years participating in consulting projects and audits of financial statements of property insurers in Poland.
She graduated from the Warsaw School of Economics, majoring in Quantitative Methods in Economics and Information Systems. She holds an actuarial licence and is a member of ACCA. In her free time, she enjoys hiking in the Tatra Mountains, skiing, diving in warm seas and developing her cooking skills.

Manager has been associated with the insurance market for over 20 years. Initially, for 11 years he worked for Allianz, where he developed the sales of group insurance from scratch. At AXA, from 2010 to 2016, as Managing Director of the Group Insurance Department, he was responsible for sales as well as product development, pricing policy, post-sales service and policy administration. Since 2016, as the Director of the Distribution Division, he has been responsible for the transformation of the life distribution network offering investment products towards the sale of pure protection products. He manages life insurance distribution networks in traditional sales channels – several types of tied agency networks, cooperation with multiagents and brokers. He is also responsible for sales support, policy service and underwriting of individual and group life products.

A graduate of the University of Silesia, Faculty of Social Sciences and the direction of Health Insurance at the University of Economics in Katowice. In the years 1999 – 2016 he worked in the financial and insurance industry, a. o. for Amplico AIG Life, ING, Pramerica, Signal Iduna, managing sales areas and specializing in the development of insurance products. Since starting work on the Employee Capital Plans project, he is a member of the inter-ministerial team that develops the assumptions of the Program. As a representative of the project team, he analyzed and consulted foreign solutions of employee savings plans.

He started his adventure with finances in the banking sector and more precisely in Getin Noble Bank and Nordea Bank, where he dealt with the sales network and the loan offer. Afterwards, he worked at TU Europa, where he was responsible for the cooperation of the insurer with the non-banking loan industry. He’s the co-founder of the pozyczkaportal.pl and Loando.pl website as well as Co-Founder of the LOANDO Group. Tymon Zastrzeżyński is actively involved in all initiatives aimed at dynamic development and integration of the fintech sector in Poland. He regularly speaks in the Polish press and radio, giving expert comments on current events on the Polish and global financial markets. Privately, he is passionate about football and the stock exchange. He’s got a stockbroker’s license.

Artur Zwaliński – graduate of law at the University of Warsaw, for over twenty years related to the financial and insurance market, currently Deputy Director of Consumer Protection Department at the Office of Competition and Consumer Protection, supervises administrative proceedings regarding consumer protection on the financial and insurance market.

At SIGNIUS, he is responsible for sales and business development. For years associated with insurance companies. He successfully managed sales teams at Pramerica Financial (USA) and Prudential Polska (UK). He transfers his experience in the financial industry to remote processes operated by SIGNIUS. A humanist by education, he started his professional career in education, from where through an educational publishing house, promotion and marketing he get to sales. He graduated (PhD) from the Adam Mickiewicz University and accomplished postgraduate studies at the University of Economics in Poznań.